97 N Mountain Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 97 N Mountain Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,581 sqft · built 1907
Lot Size	0.245 acres (10,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Jun 2010)
Tax Bill	$27,759 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01506-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`13-01506-0000-00024`
Alternative APN	`130150600024`

Interior

Stories	2 Stories
Building Area	2,581 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	10,663 sqft (0.245 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130150600024
Street Address	97 N MOUNTAIN AVE
City	MONTCLAIR
State	NJ
Zip	07042-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10663SF
Legal Subdivision	TOWNSHIP/MONTCLAIR TAX MAP
Legal Block	1506
Legal Lot Number	24
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3007
Census Tract	16400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 N MOUNTAIN AVE, MONTCLAIR, NJ 07042-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2010 · Amount on Record
Deed Sale	Jun 8, 2010 · Amount on Record
Deed Document Number	201041201
Deed Book / Page	12256 / 6697
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	97 N MOUNTAIN AVE, MONTCLAIR, NJ 07042-2319
Document Number	0000008605
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 N MOUNTAIN AVE MONTCLAIR NJ 070422319, MONTCLAIR, NJ 07042-2319

Mortgage

Document Number	0000008605
Date	Jan 22, 2021
Instrument	8605

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$789,500 (-) Land $363,000 Building $426,500	$789,500 (-) Land $363,000 Building $426,500
2025	$27,759.00 (+3.32%)	$789,500 (-) Land $363,000 Building $426,500	$789,500 (-) Land $363,000 Building $426,500
2024	$26,866.00 (+3.5%)
2023		$789,500 Land $363,000 Building $426,500	$789,500 Land $363,000 Building $426,500
2022	$25,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20