97 N Main St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 97 N Main St, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,748 sqft · built 1953
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$238,000 (Dec 2004)
Tax Bill$6,015 (2024)
Deeds & MortgagesJul 2021 Refinance
Jul 2021 Transfer
Flood ZoneZone X (minimal risk)
APNWINL M:13 B:17 L:21

Property Details

APN / Parcel Number

Primary APNWINL M:13 B:17 L:21
Alternative APNs
  • 00291600
  • 291600

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,748 sqft Living Area
1st Floor Area1,748 sqft
Basement Area1,188 sqft
Unfinished Basement1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area17,860 sqft (0.41 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number291600
Street Address97 N MAIN ST
CityWINDSOR LOCKS
StateCT
Zip06096-1445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block17
Legal Lot Number21
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group2
Census Block2004
Census Tract476100

Owner

Source: Windsor Locks Town records · APN WINL M:13 B:17 L:21

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 N MAIN ST, WINDSOR LOCKS, CT 06096-1445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED BUSINESS & INDUSTRIAL FCU
Jul 07, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2004 · Amount on Record
Deed SaleDec 03, 2004 · Amount on Record
Deed Book / Page331 / 516
Last Transfer DateJul 06, 2021
Transfer Doc000508-745
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR LOCKS CT
Property Address97 N MAIN ST, WINDSOR LOCKS, CT 06096-1445
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000508-591
DateJul 01, 2021
Book Page508/591
Instrument1232160007
Lender
NameUNITED BUSINESS & INDUSTRIAL FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINDSOR LOCKS CT
Recording DateJul 07, 2021
Property Address97 N MAIN ST, WINDSOR LOCKS, CT 06096-1445
Document Number000508-745
Book / Page508 / 745
Instrument DateJul 06, 2021
Instrument1232790001
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address97 N MAIN ST, WINDSOR LOCKS, CT 06096-1445

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$250,740 (+78.92%) Land $52,080 Building $198,660$175,518 Land $36,456 Building $139,062
2024$6,015.00 (+52.51%)$140,140 (-) Land $41,440 Building $98,700
2023$3,944.00 (+8.95%)$140,140 (-) Land $41,440 Building $98,700
2022$3,620.00$140,140 Land $41,440 Building $98,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C, updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 205 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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