97 N Main St, Canton, NC 28716 Property Records

Haywood County property record for 97 N Main St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 676 sqft · built 1912
Lot Size	0.151 acres (6,595 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Nov 2018)
Tax Bill	$911 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Oct 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`8657-92-3457`

Property Details

APN / Parcel Number

Primary APN	`8657-92-3457`
Alternative APN	`255830`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	676 sqft Heated Area
Gross Area	1,209 sqft
1st Floor Area	676 sqft
Upper Floors Area	338 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	6,595 sqft (0.151 acres)
Garage Area	240 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	255830
Street Address	97 N MAIN ST
City	CANTON
State	NC
Zip	28716-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR2
Legal Description	97 N MAIN ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	4
Census Block	4015
Census Tract	920202

Owner

97 N Main St is owned and occupied by two individuals who bought it in November 2018.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 N MAIN ST, CANTON, NC 28716-3943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 3, 2017	Warranty Deed, Transfer · Construction Mortgage FRANK C ETIER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	201810688
Deed Book / Page	963 / 2494
Prior Transfer Date	Feb 7, 2014
Prior Transfer Doc	0RB8620879
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 30, 2018
Property Address	97 N MAIN ST, CANTON, NC 28716-3943
Document Number	0009632494
Book / Page	963 / 2494
Instrument Date	Nov 21, 2018
Instrument	2018010688
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24A LEVI ST, 24A, CLYDE, NC 28721-9468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 N MAIN ST, CANTON, NC 28716-3847

Mortgage

Document Number	0009640001
Date	Nov 30, 2018
Book Page	964/0001
Instrument	2018010689

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 3, 2017
Property Address	97 N MAIN ST, CANTON, NC 28716-3943
Document Number	0009371862
Book / Page	000937 / 001862
Instrument Date	Oct 3, 2017
Instrument	9135
Transaction Type	Transfer
Record Updated	Oct 13, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 N MAIN ST CANTON NC 287163847, CANTON, NC 28716-3847

Mortgage

Document Number	9371865
Date	Oct 3, 2017
Book Page	000937/001865
Instrument	9136

Lender

Name	FRANK C ETIER
Address	1158 MAX THOMPSON RD, CANTON, NC 28716-7661
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 97 N Main St was $911.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,900 (-) Land $7,500 Building $129,400
2025	$911.00	$136,900 Land $7,500 Building $129,400	$136,900 Land $7,500 Building $129,400
2023		$136,900 Land $7,500 Building $129,400	$136,900 Land $7,500 Building $129,400
2021			$136,900 Land $7,500 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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