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97 Mountain St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 97 Mountain St, Florence, MA 01062 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,714 sqft · built 1959
Lot Size0.592 acres (25,779 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Apr 2023)
Tax Bill$8,518 (2025)
Deeds & MortgagesJun 2023 Mortgage
Apr 2023 Sale
APNNHAM M:012C B:0012 L:0001

Property Details

APN / Parcel Number

Primary APNNHAM M:012C B:0012 L:0001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,714 sqft Living Area
1st Floor Area1,714 sqft
Basement Area800 sqft
Unfinished Basement800 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area25,779 sqft (0.592 acres)
Garage TypeCarport
CarportCarport
SaunaSauna

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address97 MOUNTAIN ST
CityFLORENCE
StateMA
Zip01062-1065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block12
Legal Lot Number1
JurisdictionNORTHAMPTON MA
Township / Civil DivisionNORTHAMPTON
Census Block Group1
Census Block1009
Census Tract821601

Owner

Source: Hampshire County and Northampton City records · APN NHAM M:012C B:0012 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 MOUNTAIN ST, FLORENCE, MA 01062-1065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2023Deed of Trust, Mortgage · ARM
US BANK NA
Apr 26, 2023Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2023 · Amount on Record
Deed SaleApr 26, 2023 · Amount on Record
Prior SaleOct 08, 2015 · Amount on Record
Deed Book / Page14844 / 345
Transfer Doc8757-157
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON MA
Property Address97 MOUNTAIN ST, NORTHAMPTON, MA 01062-1065
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014875-185
DateJun 05, 2023
Book Page14875/185
Instrument8055
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJul 01, 2033
Index1-Year CMT

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTHAMPTON MA
Recording DateApr 26, 2023
Property Address97 MOUNTAIN ST, NORTHAMPTON, MA 01062-1065
Document Number014844-345
Book / Page14844 / 345
Instrument DateApr 25, 2023
Instrument5738
Transaction TypeTransfer
Record UpdatedMay 12, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address97 MOUNTAIN ST, FLORENCE, MA 01062-1065

Tax Assessment & Valuation

Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
MunicipalityNorthampton City
Unified School DistrictNorthampton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,518.00 (+21.81%)$611,500 (+38.51%) Land $94,000 Building $517,500$679,820 (+3.74%)
2024$655,310
2023$6,993.00$441,500 Land $81,400 Building $360,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158216011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2002–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2011, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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