97 Mossey Ln, Millbrook, AL 36054 Property Records

Elmore County property record for 97 Mossey Ln, Millbrook, AL 36054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,535 sqft · built 1997
Lot Size	0.213 acres (9,277 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (May 2024)
Tax Bill	$485 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-08-33-0-010-039.000`

Property Details

APN / Parcel Number

Primary APN	`15-08-33-0-010-039.000`
Alternative APN	`586100`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,535 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,277 sqft (0.213 acres)
Porch	Patio
Porch Area	341 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	97 MOSSEY LN
City	MILLBROOK
State	AL
Zip	36054-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 WINTER LAKE SUBDIVISION PB 12 PG 73
Legal Range	17E
Legal Township	18N
Legal Section	33
Legal Subdivision	WINTER LAKE SUBDIVISION
Legal Lot Number	39
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	2
Census Block	2035
Census Tract	31100

Owner

97 Mossey Ln is owned and occupied by two individuals who bought it in May 2024.

Source: Elmore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 MOSSEY LN, MILLBROOK, AL 36054-2551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage MAX CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024 · Amount on File
Deed Sale	May 28, 2024 · Amount on File
Prior Sale	May 19, 2021 · Amount on File
Deed Book / Page	2024 / 25574
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	97 MOSSEY LN, MILLBROOK, AL 36054-2551
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	AL 36054 AND 97 MOSSEY LANE, MILLBROOK, AL 36054-2551

Mortgage

Document Number	2026/10989
Date	Feb 27, 2026
Book Page	2026/10989

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	May 19, 2021
Property Address	97 MOSSEY LN, MILLBROOK, AL 36054-2551
Document Number	2021/43265
Book / Page	2021 / 43265
Map Reference	MB 12 PG 73&73A
Instrument Date	May 12, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 MOSSEY LN, MILLBROOK, AL 36054-2551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2468 LE RUTH AVE, MONTGOMERY, AL 36106-1724

Mortgage

Document Number	0202143269
Date	May 19, 2021
Instrument	2021/43269

Lender

Name	MAX CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 97 Mossey Ln was $485, up 6.8% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Millbrook City
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$485.00 (+6.83%)
2025	$454.00	$14,900 (-)	$149,000 (-) Land $30,000 Building $119,000
2024	$454.00	$14,900 (-)	$149,000 (-) Land $30,000 Building $119,000
2023	$454.00 (-2.16%)	$14,900 (-2.23%) Land $3,000 Building $11,900	$149,000 (-2.23%) Land $30,000 Building $119,000
2022	$464.00	$15,240 Land $3,000 Building $12,240	$152,400 Land $30,000 Building $122,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 97 Mossey Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Mossey Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLBROOK UTILITIES serves 5,451 people · EPA ID AL0000539
Water Source	Purchased surface water from FIVE STAR WATER SUPPLY DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Central Access.

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