Middlesex County and Waltham City property record for 97 Montclair Ave, Waltham, MA 02451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,053 sqft · built 1965 |
| Lot Size | 0.074 acres (3,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Dec 1985) |
| Tax Bill | $5,267 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 79275 |
| Primary APN | 79275 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| Gross Area | 1,848 sqft |
| Basement Area | 916 sqft |
| Unfinished Basement | 779 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,202 sqft (0.074 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 79275 |
|---|---|
| Street Address | 97 MONTCLAIR AVE |
| City | WALTHAM |
| State | MA |
| Zip | 02451-3066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 33 |
| Legal Lot Number | 15 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 368102 |
97 Montclair Ave is owned and occupied by two individuals who bought it in December 1985.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 MONTCLAIR AVE, WALTHAM, MA 02451-3066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1985 · Amount on File |
| Deed Sale | Dec 1, 1985 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jun 26, 2026 |
| Property Address | 97 MONTCLAIR AVE, WALTHAM, MA 02451-3066 |
| Document Number | 0000077823 |
| Book / Page | 85796 / 477 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202677823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 97 MONTCLAIR AVE, WALTHAM, MA 02451-3066 |
| Document Number | 0000077823, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 85796/477 |
| Instrument | 202677823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 97 Montclair Ave was $5,267, up 5.4% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,267.00 (+5.36%) | $510,400 (+0.26%) Land $336,000 Building $174,400 | $543,164 (-10.07%) |
| 2025 | $4,999.00 (+5.62%) | $509,100 (+3.69%) Land $320,700 Building $188,400 | $604,010 (+10.77%) |
| 2024 | $4,733.00 (+0.57%) | $491,000 (+7.68%) Land $305,400 Building $185,600 | $545,300 |
| 2023 | $4,706.00 | $456,000 Land $278,900 Building $177,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Montclair Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1978–2015) |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 97 Montclair Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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