97 Mitchell Dr, Rainsville, AL 35986 Property Records

DeKalb County property record for 97 Mitchell Dr, Rainsville, AL 35986

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,040 sqft · built 1971
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on File
Tax Bill$1,112 (2026)
Deeds & MortgagesJan 2023 Mortgage
Feb 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN15-04-18-0-001-040.000

Property Details

APN / Parcel Number

Primary APN15-04-18-0-001-040.000
Alternative APNs
  • 161712
  • 14168
  • 63042

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage Area240 sqft
PorchSlab
Porch Area24 sqft
Utility Building72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number161712
Street Address97 MITCHELL DR
CityRAINSVILLE
StateAL
Zip35986-6530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAINBOW S/DBLK B LOT 27S18 T6S R8E R'VILLE
Legal Range08E
Legal Township06S
Legal Section18
Legal SubdivisionRAINBOW SUB
Legal BlockB
Legal Lot Number27S
JurisdictionDEKALB AL
Township / Civil DivisionRAINSVILLE-SYLVANIA
Census Block Group1
Census Block1063
Census Tract960303

Owner

97 Mitchell Dr, a single family home, is owned by an individual.

Source: DeKalb County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address80 THREE GRANDS EST, RAINSVILLE, AL 35986-3264
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 11, 2022Warranty Deed, Construction Loan · Construction Mortgage
FIRST STATE BANK OF DEKALB COUNTY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEKALB AL
Property Address97 MITCHELL DR, RAINSVILLE, AL 35986-6530
Transaction TypeMortgage
Record UpdatedJan 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3112 COVE LAKE RD SE, OWENS CROSS ROADS, AL 35763-8613

Mortgage

Document Number005003/304
DateJan 11, 2023
Book Page5003/304
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

February 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDEKALB AL
Recording DateFeb 11, 2022
Property Address97 MITCHELL DR, RAINSVILLE, AL 35986-6530
Document Number003002/688
Book / Page3002 / 688
Map ReferenceMB 5 PG 81
Instrument DateFeb 8, 2022
Transaction TypeConstruction Loan
Record UpdatedJul 15, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97 MITCHELL DR, 97, RAINSVILLE, AL 35986-6530

Transferred To (Grantee/Buyer)

NameVerified Name
Address3112 COVE LAKE RD SE, OWENS CROSS ROADS, AL 35763-8613

Mortgage

Document Number0050022038
DateFeb 11, 2022
Instrument5002/2038
Lender
NameFIRST STATE BANK OF DEKALB COUNTY
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 97 Mitchell Dr was $1,112, up 6.9% from the year before.

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyDeKalb County
MunicipalityRainsville City
Unified School DistrictDeKalb County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,112.00 (+6.92%)
2025$1,040.00$25,680 Land $1,440 Building $24,240$128,400 Land $7,200 Building $121,200
2023$724.00 (+156.74%) Homeowner's exemption$17,900 (+114.63%)$89,500 (+7.44%) Land $7,200 Building $82,300
2022$282.00 Homeowner's exemption$8,340 Land $540 Building $7,800$83,300 Land $5,300 Building $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Mitchell Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Mitchell Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSECTION & DUTTON, WATER WORKS BD. OF
serves 35,259 people · EPA ID AL0000728
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Telecommunications Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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