Cabarrus County property record for 97 Miller Ave SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,356 sqft · built 1952 |
| Lot Size | 0.259 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jan 2006) |
| Tax Bill | $1,720 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 21 4590 |
| Primary APN | 5630 21 4590 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| Gross Area | 1,528 sqft |
| 1st Floor Area | 1,356 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.259 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 42738 |
|---|---|
| Street Address | 97 MILLER AVE SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-5687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOTS 35-37 BLKCIRA MILLER |
| Legal Subdivision | SEDGEFIELD |
| Legal Lot Number | 35-37 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 42201 |
97 Miller Ave SW is owned and occupied by two individuals who bought it in January 2006.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 MILLER AVE SW, CONCORD, NC 28025-5687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2006 · Amount on File |
| Deed Sale | Jan 20, 2006 · Amount on File |
| Deed Book / Page | 6499 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 97 MILLER AVE SW, CONCORD, NC 28025-5687 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1509761 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 15097/61 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,980 Land $96,000 Building $157,980 | ||
| 2024 | $253,980 (+80.15%) Land $96,000 Building $157,980 | ||
| 2023 | $1,720.00 | $140,980 Land $44,400 Building $96,580 | $140,980 Land $44,400 Building $96,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Miller Ave SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 97 Miller Ave SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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