97 Meadowcreek Loop, Stony Point, NC 28678 Property Records

Alexander County property record for 97 Meadowcreek Loop, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Feb 2025)
Tax Bill	$44 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000376 00238`

Property Details

APN / Parcel Number

Primary APN	`0000376 00238`
Alternative APNs	`9341062` `9350323` `238`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	9350323
Street Address	97 MEADOWCREEK LOOP
City	STONY POINT
State	NC
Zip	28678-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Description	MAP 3797 SUBMAP 38 BLOCK 5942 (PIN) SR 1565 BROOK DRIVE SUB H-9D 0123
Legal Subdivision	BROOK DRIVE SUB
Legal Block	5942
Jurisdiction	ALEXANDER NC
Township / Civil Division	SHARPES
Census Block Group	1
Census Block	1009
Census Tract	40500

Owner

Source: Alexander County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 MEADOWCREEK LOOP, STONY POINT, NC 28678-8802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 30, 2018	Warranty Deed, Transfer · VA Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Book / Page	678 / 529
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	97 MEADOWCREEK LOOP, STONY POINT, NC 28678-8802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006200540
Date	Sep 19, 2019
Book Page	0620/0540

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Oct 30, 2018
Property Address	97 MEADOWCREEK LOOP, STONY POINT, NC 28678-8802
Document Number	0006120653
Book / Page	0612 / 0653
Map Reference	MB 2 PG 119
Instrument Date	Oct 30, 2018
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 LARKIN LN, 155, STATESVILLE, NC 28625-8810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 MEADOWCREEK LOOP, STONY POINT, NC 28678-8802

Mortgage

Document Number	0006120656
Date	Oct 30, 2018
Instrument	0612/0656

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$44.00 (-8.33%)	$6,617 (-) Land $6,077 Building $540
2025	$48.00 (-14.29%)	$6,617 (-) Land $6,077 Building $540
2023	$56.00	$6,617 Land $6,077 Building $540	$6,617 Land $6,077 Building $540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENERGY UNITED WATER CORP private · serves 21,148 people · EPA ID NC0102015
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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