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97 Meadow Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 97 Meadow Rd, Spencer, MA 01562

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,320 sqft · built 1962
Lot Size2.02 acres (88,314 sqft)
OwnerIndividual Name on File
Last Sale$188,000 (Sep 2018)
Tax Bill$3,643 (2026)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNSPEN M:00U21 B:00064 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U21 B:00064 L:00000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
Gross Area2,923 sqft
Basement Area1,320 sqft
Unfinished Basement1,320 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area88,314 sqft (2.02 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address97 MEADOW RD
CitySPENCER
StateMA
Zip01562-1636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block64
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group2
Census Block2015
Census Tract726100

Owner

97 Meadow Rd is owned and occupied by an individual who bought it in September 2018.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address97 MEADOW RD, SPENCER, MA 01562-1636
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2018 · Amount on File
Deed SaleSep 6, 2018 · Amount on File
Prior SaleAug 17, 2007 · Amount on File
Deed Book / Page59366 / 115
Transfer Doc059366-115
Record UpdatedOct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateSep 6, 2018
Property Address97 MEADOW RD, SPENCER, MA 01562-1636
Document Number59366-115
Book / Page59366 / 115
Instrument94156
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26.32
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number593660117
DateSep 6, 2018
Instrument59366/0117
Lender
NameSAVERS COOPERATIVE BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueSep 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 97 Meadow Rd was $3,643, up 9,745.9% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,643.00 (+9,745.95%)$331,800 (+3.49%) Land $67,100 Building $264,700$372,051 (+9.27%)
2025$37.00 (-98.93%)$320,600 (+6.51%) Land $58,700 Building $261,900$340,480
2024$3,443.00 (+4.52%)$301,000 (+10.22%) Land $58,700 Building $242,300
2023$3,294.00$273,100 Land $58,700 Building $214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Meadow Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Meadow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER WATER DEPARTMENT
serves 7,037 people · EPA ID MA2280000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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