97 McKinstry Ave, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 97 McKinstry Ave, Chicopee, MA 01013

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,440 sqft · built 1990
Lot Size0.252 acres (10,961 sqft)
OwnerTrust Name on Record
Last Sale$116,500 (Apr 2017)
Tax Bill$5,933 (2026)
Deeds & MortgagesJun 2017 Mortgage
Feb 2017 Foreclosure
Flood ZoneZone X (reduced by levee)
APN386-0039A

Property Details

APN / Parcel Number

Primary APN386-0039A
Alternative APN
  • CHIC M:0386 P:0039A

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,440 sqft Living Area
Gross Area3,880 sqft
1st Floor Area1,240 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,961 sqft (0.252 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number386-0039A
Street Address97 MCKINSTRY AVE
CityCHICOPEE
StateMA
Zip01013-4823
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code5
Legal SubdivisionDAKOTA ESTATES DEFINITIVE
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1002
Census Tract811102

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address25 HIDDEN WAY, SUFFIELD, CT 06078-1060
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
FLORENCE BK
Feb 7, 2017Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2017 · Amount on Record
Deed SaleApr 28, 2017 · Amount on Record
Prior SaleFeb 7, 2017 · Amount on Record
Deed Book / Page21660 / 480
Transfer Doc021660-480
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address97 MCKINSTRY AVE, CHICOPEE, MA 01013-4823
Document Number21744-427
Book / Page021744 / 000427
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedJul 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust

Mortgage

Document Number21744-427
DateJun 29, 2017
Book Page021744/000427
Instrument36378
Lender
NameFLORENCE BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Foreclosure

Document TypeForeclosure
JurisdictionCHICOPEE MA
Recording DateFeb 7, 2017
Property Address97 MCKINSTRY AVE, CHICOPEE, MA 01013-4823
Document Number21561-277
Book / Page021561 / 000277
Instrument DateAug 31, 2016
Instrument6980
Transaction TypeForeclosure
Record UpdatedFeb 28, 2017

Transaction

AmountAmount Recorded
Tax$647.28
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,933.00 (+10.18%)$389,300 (+9.6%) Land $111,000 Building $278,300$412,975
2025$5,385.00 (+5.57%)$355,200 (+2.78%) Land $101,200 Building $254,000
2024$5,101.00$345,600 Land $99,200 Building $246,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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