Middletown City property record for 97 McDowell Rd, Middletown, CT 06457 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,730 sqft Living Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $462,500 (2024) |
| Tax Bill | $9,626.00 (2024) |
Source: Middletown City records · APN MTWN M:38 L:0355
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 MCDOWELL RD, MIDDLETOWN, CT 06457-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance NUTMEG STATE FINANCIAL CREDIT UNION |
| Oct 30, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage NFM LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | May 14, 2008 · Amount on Record |
| Deed Book / Page | 2108 / 285 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 97 MCDOWELL RD, MIDDLETOWN, CT 06457-5424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002054-478 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 2054/478 |
| Instrument | 3725300010 |
| Name | NUTMEG STATE FINANCIAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Sep 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Oct 30, 2024 |
| Property Address | 97 MCDOWELL RD, MIDDLETOWN, CT 06457-5424 |
| Document Number | 002108-285 |
| Book / Page | 2108 / 285 |
| Instrument Date | Oct 30, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0002108287 |
|---|---|
| Date | Oct 30, 2024 |
| Instrument | 2108/287 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middletown City records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $260,080 (-) Land $68,260 Building $191,820 | $182,056 Land $47,782 Building $134,274 | |
| 2024 | $9,626.00 (+4.52%) | $260,080 (-) Land $68,260 Building $191,820 | |
| 2023 | $9,210.00 (+21.49%) | $260,080 (+41.54%) Land $68,260 Building $191,820 | |
| 2022 | $7,581.00 | $183,750 Land $45,510 Building $138,240 |
Source: FEMA National Flood Hazard Layer, County delivery 09007C updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | MTWN M:38 L:0355 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 4,270 sqft Gross Area |
| 1st Floor | 1,730 sqft 1st Floor |
| Basement Area | 1,730 sqft Basement |
| Unfinished Basement | 324 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level Style |
| Exterior Material | Stone Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 18,731 sqft (0.43 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | R10006 |
|---|---|
| Street Address | 97 MCDOWELL RD |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-5424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 355 |
| Jurisdiction | MIDDLETOWN CT |
| Minor Civil Division | MIDDLETOWN |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 680200 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures