97 Maxine Dr, Spencer, IN 47460 Property Records

Owen County property record for 97 Maxine Dr, Spencer, IN 47460

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,568 sqft · built 1995
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (May 2021)
Tax Bill	$513 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-25-100-260.100-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-25-100-260.100-027`
Alternative APN	`00001032233`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001032233
Street Address	97 MAXINE DR
City	SPENCER
State	IN
Zip	47460-6632
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MINI FARMS LOT 10 .81A
Legal Subdivision	MINI FARMS
Legal Lot Number	10
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	955900

Owner

97 Maxine Dr, a mobile home, is owned and occupied by an individual who bought it in May 2021.

Source: Owen County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	97 MAXINE DR, SPENCER, IN 47460-6632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 14, 2022	Affidavit, Transfer
May 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Deed Document Number	2021224928
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	224928
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	97 MAXINE DR, SPENCER, IN 47460-6632
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228944
Date	Apr 19, 2022
Instrument	228944

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

April 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	OWEN IN
Recording Date	Apr 14, 2022
Property Address	97 MAXINE DR, SPENCER, IN 47460-6632
Document Number	0000228904
Map Reference	MB 2 PG M-7
Instrument Date	Jan 25, 2022
Instrument	228904
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ROUSER RD, CORAOPOLIS, PA 15108-2842

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	May 25, 2021
Property Address	97 MAXINE DR, SPENCER, IN 47460-6632
Document Number	224928
Map Reference	MB 2 PG M-7
Instrument Date	May 18, 2021
Instrument	224928
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 MAXINE DR, SPENCER, IN 47460-6632

Mortgage

Document Number	224929
Date	May 25, 2021
Instrument	224929

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 97 Maxine Dr was $513 with a homeowner's exemption, up 2.8% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$513.00 (+2.81%) Homeowner's exemption	$117,400 Land $19,100 Building $98,300	$117,400 Land $19,100 Building $98,300
2024	$499.00 (+10.15%)
2023	$453.00 (+19.53%)	$97,400 Land $19,100 Building $78,300	$97,400 Land $19,100 Building $78,300
2022	$379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Maxine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Maxine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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