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97 Main St, Ridgeway, VA 24148 Property Records

Henry County property record for 97 Main St, Ridgeway, VA 24148 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 828 sqft · built 1940
Lot Size0.323 acres (14,113 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Apr 2023)
Tax Bill$311 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN231740000

Property Details

APN / Parcel Number

Primary APN231740000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area828 sqft Living Area

Exterior

Year BuiltBuilt 1940
Lot Area14,113 sqft

Location & Zoning

Street Address97 MAIN ST
CityRIDGEWAY
StateVA
Zip24148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAIN ST & CAMELOT TR LOT .324 ACRES
JurisdictionHENRY VA
Township / Civil DivisionRIDGEWAY
Census Block Group2
Census Block2028
Census Tract10602

Owner

Source: Henry County records · APN 231740000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address697 MAIN ST, RIDGEWAY, VA 24148-4956
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2023Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Aug 16, 2017Warranty Deed, Transfer
LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2023 · Amount on Record
Deed SaleApr 03, 2023 · Amount on Record
Prior SaleAug 16, 2017 · Amount on Record
Deed Document Number230001272
Record UpdatedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY VA
Recording DateApr 03, 2023
Property Address97 MAIN ST, RIDGEWAY, VA 24148
Document Number0230001272
Instrument DateApr 03, 2023
Instrument230001272
Transaction TypeTransfer
Record UpdatedApr 19, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 MAIN ST, RIDGEWAY, VA 24148-4956

Mortgage

Document Number0230001273
DateApr 03, 2023
Instrument230001273
Lender
NameALCOVA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY VA
Recording DateAug 16, 2017
Property Address97 MAIN ST, RIDGEWAY, VA 24148
Document Number170003012
Instrument DateAug 16, 2017
Instrument170003012
Transaction TypeTransfer
Record UpdatedOct 21, 2021
Title CompanyLEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 MAIN ST, RIDGEWAY, VA 24148

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateVirginia
CountyHenry County
MunicipalityRidgeway Town
Unified School DistrictHenry County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$311.00$56,100 (-) Land $10,000 Building $46,100
2023$311.00$56,100 Land $10,000 Building $46,100$56,100 (-) Land $10,000 Building $46,100
2021$56,100 Land $10,000 Building $46,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (51089C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510890106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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