97 Main St, Malvern, IA 51551 Property Records

Mills County property record for 97 Main St, Malvern, IA 51551

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1929
Lot Size	0.226 acres (9,835 sqft)
Owner	Individual Name on File
Last Sale	$219,500 (May 2026)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Jun 2026 Re-recorded Document May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`085420000000000`

Property Details

APN / Parcel Number

Primary APN	`085420000000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	560 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft
Game Room	Game Room
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,835 sqft (0.226 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	108 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	97 MAIN ST
City	MALVERN
State	IA
Zip	51551-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 10' LOT 2 LOT 3 BLK 46
Legal Subdivision	TOWN OF MALVERN
Legal Block	46
Legal Lot Number	2,3
Jurisdiction	MILLS IA
Township / Civil Division	MALVERN
Census Block Group	4
Census Block	4066
Census Tract	40100

Owner

97 Main St is owned and occupied by an individual who bought it in May 2026.

Source: Mills County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	97 MAIN ST, MALVERN, IA 51551-4123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Re-recorded Document AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES
May 26, 2026	Warranty Deed, Transfer · VA Mortgage BEAZER MORTGAGE CORPORATION
May 26, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE
Feb 28, 2008	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES
Oct 15, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MALVERN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Dec 16, 2020 · Amount on File
Deed Document Number	20261266
Deed Book / Page	2026 / 1266
Prior Transfer Date	Oct 7, 2019
Prior Transfer Doc	02019/2348
Record Updated	Oct 29, 2026

June 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MILLS IA
Recording Date	Jun 10, 2026
Property Address	97 MAIN ST, MALVERN, IA 51551-4123
Document Number	0000001442
Book / Page	2026 / 1442
Instrument Date	May 12, 2026
Instrument	20261442
Record Updated	Aug 30, 2026
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 MAIN ST, MALVERN, IA 51551-4123

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	May 26, 2026
Property Address	97 MAIN ST, MALVERN, IA 51551-4123
Document Number	0000001266
Book / Page	2026 / 1266
Instrument Date	May 12, 2026
Instrument	20261266
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,390.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	97 MAIN ST, MALVERN, IA 51551-4123

Mortgage

Document Number	0000001267,
Date	May 26, 2026
Instrument	20261267

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	May 26, 2026
Property Address	97 MAIN ST, MALVERN, IA 51551-4123
Document Number	02026/1266
Book / Page	2026 / 1266
Instrument Date	May 12, 2026
Instrument	20261266
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,390.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	97 MAIN ST, MALVERN, IA 51551-4123

Mortgage

Document Number	0000001267,
Date	May 26, 2026
Instrument	20261267

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	97 MAIN ST, MALVERN, IA 51551-4123
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00396/0072
Date	Feb 28, 2008
Book Page	0396/0072
Instrument	2008 0566

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Feb 27, 2041

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Dec 16, 2020
Property Address	97 MAIN ST, MALVERN, IA 51551-4123
Document Number	02020/3744
Book / Page	2020 / 3744
Instrument Date	Nov 29, 2020
Instrument	2020-3744
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 MAIN ST, MALVERN, IA 51551-4123
Investor	Possibly a Property Investor

Mortgage

Document Number	0020203745
Date	Dec 16, 2020
Instrument	2020-3745

Lender

Name	ARK LA TEX FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLS IA
Recording Date	Oct 15, 2019
Property Address	97 MAIN ST, MALVERN, IA 51551-4123
Document Number	02019/2348
Book / Page	2019 / 2348
Instrument Date	Oct 7, 2019
Instrument	2348
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 W BROADWAY STE 100, 100, COUNCIL BLUFFS, IA 51503-0831

Mortgage

Document Number	0000002349
Date	Oct 15, 2019
Instrument	2349

Lender

Name	MALVERN NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 97 Main St was $2,872.

Source: Mills County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Malvern City
Unified School District	East Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00	$196,382 Land $13,720 Building $182,662	$196,382 Land $13,720 Building $182,662
2024	$2,872.00
2023		$173,162 (+36.32%) Land $3,430 Building $169,732	$173,162 Land $3,430 Building $169,732
2022	$2,562.00	$127,029 Land $3,430 Building $123,599
2021			$127,029 Land $3,430 Building $123,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Main St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATER SUPPLY serves 1,046 people · EPA ID IA6545020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000

May also be available: CenturyLink, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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