Franklin County and Charlemont Town property record for 97 Main St, Charlemont, MA 01339
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 3 ba · 2,724 sqft · built 1900 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Company Name on Record |
| Last Sale | $160,000 (Oct 2005) |
| Tax Bill | $4,379 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| APN | M_87108_93 |
| Primary APN | M_87108_93 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,724 sqft Total Area |
| Gross Area | 3,963 sqft |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | M_87108_931737 |
|---|---|
| Street Address | 97 MAIN ST |
| City | CHARLEMONT |
| State | MA |
| Zip | 01339-9815 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | R1 |
| Legal Lot Number | 11.0 |
| Jurisdiction | CHARLEMONT MA |
| Township / Civil Division | CHARLEMONT |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 40100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Charlemont Village Historic District listed 1988 · 88 contributing resources · NRIS 87001880 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Franklin County and Charlemont Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 117, BUCKLAND, MA 01338-0117 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2005 · Amount on Record |
| Deed Sale | Oct 13, 2005 · Amount on Record |
| Prior Sale | Sep 8, 1995 · Amount on Record |
| Deed Book / Page | 4965 / 100 |
| Transfer Doc | 5094-86 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLEMONT MA |
| Property Address | 97 MAIN ST, CHARLEMONT, MA 01339-9815 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7740-142 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 7740/142 |
| Instrument | 4137 |
| Name | GREENFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County and Charlemont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Charlemont Town |
| Elementary School District | Hawlemont School District (PK - 06) |
| Secondary School District | Mohawk Trail Regional School District in Hawley and Charlemont towns (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,379.00 (-6.65%) | $239,300 (+5.6%) Land $29,200 Building $210,100 | $504,355 |
| 2024 | $4,691.00 (+10.12%) | $226,600 (+9.73%) Land $26,500 Building $200,100 | |
| 2023 | $4,260.00 | $206,500 Land $24,400 Building $182,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Whip City Fiber Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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