97 Main St, #302, Edwards, CO 81632 Property Records

Eagle County property record for 97 Main St, #302, Edwards, CO 81632

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 793 sqft · built 1999
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Mar 2017)
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R049467`

Property Details

APN / Parcel Number

Primary APN	`R049467`
Alternative APN	`2105 054 29 027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	793 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	871 sqft (0.019 acres)
Deck Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	R049467
Old Parcel Number	210505429027
Street Address	97 MAIN ST # 302, 302
City	EDWARDS
State	CO
Zip	81632-8126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: 1ST & MAIN BUILDING CONDOMINIUMS UNIT: 302 R711595 DEC 10-12-99 R711596 MAP 10-12-99 R768886 MAP 10-02-01
Legal Subdivision	1ST & MAIN BUILDING CONDOMINIUMS
Legal Unit	302
Jurisdiction	EAGLE CO
Township / Civil Division	MINTURN-RED CLIFF
Census Block Group	2
Census Block	2024
Census Tract	401

Owner

97 Main St, #302 is owned by an individual who bought it in March 2017.

Source: Eagle County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3138, VAIL, CO 81658-3138
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage BLUE SKY FUNDING LLC
Mar 15, 2017	Warranty Deed, Transfer · Commercial Mortgage COLORADO BUSINESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2017 · Amount on File
Deed Sale	Mar 15, 2017 · Amount on File
Deed Document Number	201704456
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	97 MAIN ST # 302, 302, EDWARDS, CO 81632-8126
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017574
Date	Dec 22, 2025
Instrument	202517574

Lender

Name	BLUE SKY FUNDING LLC
Type	Mortgage Company
Address	VAIL, CO 81658

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	12.3%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAGLE CO
Recording Date	Mar 15, 2017
Property Address	97 MAIN ST # 302, 302, EDWARDS, CO 81632-8126
Document Number	0000004456
Map Reference	DOC711596
Instrument Date	Mar 15, 2017
Instrument	201704456
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3138, VAIL, CO 81658-3138

Mortgage

Document Number	0000004457
Date	Mar 15, 2017
Instrument	201704457

Lender

Name	COLORADO BUSINESS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 97 Main St, #302 was $3,022.

Source: Eagle County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Eagle County
Unified School District	Eagle County School District RE 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,022.00	$51,640 Building $51,640	$826,300 Building $826,300
2023	$2,493.00	$47,990 Building $47,990	$716,220 Building $716,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 97 Main St, #302 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Main St, #302 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE RIVER WSD serves 51,515 people · EPA ID CO0119802
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Visionary Broadband.

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