97 Lumar Rd, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 97 Lumar Rd, Smithfield, VA 23430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,842 sqft · built 1949
Owner2 Individual Names on File
Last Sale$199,000 (Sep 2012)
Tax Bill$2,378 (2025)
Flood ZoneZone X (minimal risk)
APN21A-23-001

Property Details

APN / Parcel Number

Primary APN21A-23-001
Alternative APNs
  • 5500527557
  • 4038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,842 sqft Living Area
Gross Area2,580 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number5500527557
Old Parcel Number21A-23-001
Street Address97 LUMAR RD
CitySMITHFIELD
StateVA
Zip23430-1420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1 S5 BEALE SUBD PLAT BK 3/263
Legal SubdivisionBEALE SUB
Legal Lot Number1
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1002
Census Tract280104

Owner

Source: Isle Of Wight County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 LUMAR RD, SMITHFIELD, VA 23430-1420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2012 · Amount on Record
Deed SaleSep 14, 2012 · Amount on Record
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
MunicipalitySmithfield Town
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,378.00$306,900 (-) Land $55,000 Building $251,900$306,900 (-) Land $55,000 Building $251,900
2023$306,900 Land $55,000 Building $251,900$306,900 Land $55,000 Building $251,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 8,089 people · EPA ID VA3093640
Water SourceGroundwater
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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