97 Lucerne Blvd, Birmingham, AL 35209 Property Records

Jefferson County property record for 97 Lucerne Blvd, Birmingham, AL 35209

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,874 sqft · built 1950
Lot Size	0.351 acres (15,288 sqft)
Owner	Individual Name on File
Tax Bill	$3,092 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-00-24-2-017-003.000`

Property Details

APN / Parcel Number

Primary APN	`29-00-24-2-017-003.000`
Alternative APNs	`29242017003000RR00` `407467`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	3,622 sqft
1st Floor Area	1,874 sqft
Basement Area	1,748 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,288 sqft (0.351 acres)
Lot Dimensions	168 ft deep x 91 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	195 sqft
Utility Building	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407467
Street Address	97 LUCERNE BLVD
City	BIRMINGHAM
State	AL
Zip	35209-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 90 & NE 22-1/2 FT LOT 91 LAKESHORE ESTATES LUCERNE SECTOR
Legal Range	03W
Legal Township	18S
Legal Section	24
Legal Subdivision	LAKESHORE EST-LUC 29-24-2
Legal Lot Number	90,91
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2016
Census Tract	10704

Owner

97 Lucerne Blvd is owned and occupied by an individual who acquired it in September 2022.

Source: Jefferson County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	97 LUCERNE BLVD, BIRMINGHAM, AL 35209-6609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 7, 2022	Warranty Deed, Transfer
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000105341
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	97 LUCERNE BLVD, BIRMINGHAM, AL 35209-6609
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 LUCERNE BLVD, HOMEWOOD, AL 35209-6609

Mortgage

Document Number	0000021477
Date	Mar 13, 2026
Instrument	2026021477

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	97 LUCERNE BLVD, BIRMINGHAM, AL 35209-6609
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 LUCERNE BLVD, BIRMINGHAM, AL 35209-6609

Mortgage

Document Number	0000138475
Date	Dec 6, 2021
Instrument	2021138475

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	97 LUCERNE BLVD, BIRMINGHAM, AL 35209-6609
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 LUCERNE BLVD, BIRMINGHAM, AL 35209-6609

Mortgage

Document Number	0000039430
Date	Apr 26, 2023
Instrument	2023039430

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Oct 7, 2022
Property Address	97 LUCERNE BLVD, BIRMINGHAM, AL 35209-6609
Document Number	0000105341
Instrument Date	Sep 26, 2022
Instrument	2022105341
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 LUCERNE BLVD, BIRMINGHAM, AL 35209-6609

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	97 LUCERNE BLVD, HOMEWOOD, AL 35209-6609
Document Number	0000060747
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 LUCERNE BLVD BIRMINGHAM AL 352096609, BIRMINGHAM, AL 35209-6609

Mortgage

Document Number	0000060747
Date	Jun 12, 2020
Instrument	60747

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 97 Lucerne Blvd was $3,092.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Homewood City
Unified School District	Homewood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,092.00 (-0.03%) Senior Citizen's exemption	$48,100	$480,900 Land $259,000 Building $221,900
2024	$3,093.00
2023		$48,100 Land $25,905 Building $22,195	$480,900 Land $259,000 Building $221,900
2022	$3,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Lucerne Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	41 (1979–2021)
Claims Outside the SFHA	38 of 41
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Lucerne Blvd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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