Henderson County property record for 97 Lower Crest St, Zirconia, NC 28790
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1943 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,030 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 9575752094 |
| Primary APN | 9575752094 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,128 sqft Heated Area |
| 1st Floor Area | 1,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Porch | Patio |
| Porch Area | 184 sqft |
| Deck Area | 249 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 600306 |
|---|---|
| Street Address | 97 LOWER CREST ST |
| City | ZIRCONIA |
| State | NC |
| Zip | 28790-8835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 600306~LC |
| Legal Description | 1004819 LO30 PLB-388 |
| Legal Subdivision | GREEN RIVER MILLS VILLAGE (0570) |
| Legal Block | 75 |
| Legal Lot Number | 2094 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 932000 |
97 Lower Crest St is held in a trust since August 2023.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 96 LOWER CREST ST, ZIRCONIA, NC 28790-8835 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 30, 2023 |
| Transfer Doc | 0040880145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 20, 2023 |
| Property Address | 97 LOWER CREST ST, ZIRCONIA, NC 28790-8835 |
| Document Number | 0040880145 |
| Book / Page | 4088 / 145 |
| Map Reference | MB 5 PG 47 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 1001003896 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96 LOWER CREST ST, ZIRCONIA, NC 28790-8835 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 96 LOWER CREST ST, ZIRCONIA, NC 28790-8835 |
The 2025 property tax bill for 97 Lower Crest St was $1,030.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,100 (-) Land $30,600 Building $163,500 | ||
| 2025 | $1,030.00 | $194,100 Land $30,600 Building $163,500 | |
| 2023 | $194,100 Land $30,600 Building $163,500 | $194,100 Land $30,600 Building $163,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Lower Crest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Lower Crest St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUXEDO WATER SYSTEM private · serves 168 people · EPA ID NC0145160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: Optimum, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures