97 Lotus Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 97 Lotus Dr, Toccoa, GA 30577

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 1999
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (May 2019)
Tax Bill	$518 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009C 035E`

Property Details

APN / Parcel Number

Primary APN	`009C 035E`
Alternative APN	`553175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Gross Area
Interior Walls	Wallboard/Drywall
Fireplace	Prefabricated

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1,176 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Deck Area	154 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	553175
Old Parcel Number	009C 035E
Street Address	97 LOTUS DR
City	TOCCOA
State	GA
Zip	30577-9142
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RS
Legal Description	LOT 3
Legal Subdivision	PINE TREE ESTATES SUB
Legal Tract	3
Legal Lot Number	3
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1050
Census Tract	970101

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 LOTUS DR, TOCCOA, GA 30577-9142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	0001179346
Deed Book / Page	1179 / 346
Last Transfer Date	May 30, 2019
Transfer Doc	0011790346
Record Updated	Jun 8, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	May 30, 2019
Property Address	97 LOTUS DR, TOCCOA, GA 30577-9142
Document Number	0011790346
Book / Page	001179 / 000346
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LOTUS DR TOCCOA GA 305779137, TOCCOA, GA 30577-9137

Mortgage

Document Number	11790347
Date	May 30, 2019
Book Page	001179/000347

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$518.00 (-9.6%)	$18,872 (-2.01%) Land $3,244 Building $15,628	$47,179 (-2.01%) Land $8,110 Building $39,069
2023	$573.00	$19,260 Land $3,244 Building $16,016	$48,149 Land $8,110 Building $40,039

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: TrailWave.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lotus Dr

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