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97 Lost Forest Rd, Charlotte, VT 05445 Property Records

Charlotte Town property record for 97 Lost Forest Rd, Charlotte, VT 05445

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,020 sqft · built 1992
Lot Size7.57 acres (329,749 sqft)
Owner2 Trust Names on Record
Tax Bill$10,623 (2025)
Deeds & MortgagesFeb 2023 Transfer
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN(043) 00173-0097

Property Details

APN / Parcel Number

Primary APN(043) 00173-0097
Alternative APNs
  • 138-043-10152
  • M00173 B:0097

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,020 sqft Living Area
Basement Area1,576 sqft
Finished Basement1,576 sqft
Unfinished Basement1,136 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialWood Siding
Roof MaterialShingle
Lot Area329,749 sqft (7.57 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Street Address97 LOST FOREST RD
CityCHARLOTTE
StateVT
Zip05445-9680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7.57 ACRES & DWL:
JurisdictionCHARLOTTE TWP VT
Township / Civil DivisionCHARLOTTE
Census Block Group3
Census Block3002
Census Tract3501

Owner

Source: Charlotte Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address97 LOST FOREST RD, CHARLOTTE, VT 05445-9680
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Intrafamily Transfer, Transfer
Feb 24, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 6, 2023
Transfer Doc0299110720
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE TWP VT
Recording DateFeb 8, 2023
Property Address97 LOST FOREST RD, CHARLOTTE, VT 05445-9680
Document NumberDK299110720
Instrument DateFeb 6, 2023
InstrumentDK 299110720
Transaction TypeTransfer
Record UpdatedFeb 20, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address97 LOST FOREST RD, CHARLOTTE, VT 05445-9680

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 LOST FOREST RD, CHARLOTTE, VT 05445-9680

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE TWP VT
Recording DateFeb 24, 2021
Property Address97 LOST FOREST RD, CHARLOTTE, VT 05445-9680
Document NumberDK1369083968
Instrument DateFeb 22, 2021
InstrumentDK1369083968
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address97 LOST FOREST RD, 97, CHARLOTTE, VT 05445-9680

Transferred To (Grantee/Buyer)

NameVerified Name
Address104A OAK HILL RD, CHARLOTTE, VT 05445-9171

Tax Assessment & Valuation

Source: Charlotte Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyChittenden County
County SubdivisionCharlotte Town
Unified School DistrictChamplain Valley Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,623.00 (-17.02%)$845,000 Land $305,700 Building $539,300
2024$12,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHELBURNE WATER DEPT
serves 5,764 people · EPA ID VT0005087
Water SourcePurchased surface water from CHAMPLAIN WATER DISTRICT
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

May also be available: Green Mountain Access.

Cell Coverage

5G and 4G LTE (outdoors only)

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