97 Lookout Pt, Berlin, MD 21811 Property Records

Worcester County property record for 97 Lookout Pt, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,118 sqft · built 1989
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Mar 2015)
Tax Bill	$3,322 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`03-062341`

Property Details

APN / Parcel Number

Primary APN	`03-062341`
Alternative APN	`062341`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,118 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	242 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	062341
Street Address	97 LOOKOUT PT
City	BERLIN
State	MD
Zip	21811-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-04-492 7500 SQ FT LOOKOUT POINT PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES SEC 04
Legal Lot Number	492
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1004
Census Tract	950600

Owner

97 Lookout Pt is owned and occupied by two individuals who bought it in March 2015.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 LOOKOUT PT, BERLIN, MD 21811-1539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2015 · Amount on File
Deed Sale	Mar 18, 2015 · Amount on File
Prior Sale	Nov 17, 1988 · Amount on File
Deed Book / Page	6527 / 89
Prior Transfer Date	Mar 13, 2015
Prior Transfer Doc	0065270089
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	97 LOOKOUT PT, OCEAN PINES, MD 21811-1539
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 LOOKOUT PT, OCEAN PINES, MD 21811-1539

Mortgage

Document Number	0087330030
Date	Apr 3, 2024
Book Page	8733/30

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 97 Lookout Pt was $3,322, up 1.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,322.00 (+1.34%)	$433,600 (+9.8%)	$472,300 (-) Land $88,400 Building $383,900
2025	$3,278.00 Homeowner's exemption	$394,900	$472,300 Land $88,400 Building $383,900
2023	$3,158.00	$330,000	$356,200 Land $88,400 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Lookout Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 351 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured incl. 37 condo units
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Lookout Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20