97 Locust Ln, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 97 Locust Ln, Needham, MA 02492 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2020
Square Footage1,796 sqft Living Area
Lot Size45,738 sqft (1.05 acres)
OccupancyOwner Occupied
Last Sale$1,275,000 (2019)
Tax Bill$21,613.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:2230004500000
Alternative APN
  • NEED M:223.0 B:0045 L:0000.0

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms11 Rooms
Building Area1,796 sqft Living Area
Gross Area4,182 sqft Gross Area
1st Floor1,349 sqft 1st Floor
Basement Area1,138 sqft Basement
Unfinished Basement104 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2020
Architectural StyleOther Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area45,738 sqft (1.05 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address97 LOCUST LN
CityNEEDHAM
StateMA
Zip02492-1013
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionNEEDHAM
Legal Block45
JurisdictionNEEDHAM MA
Minor Civil DivisionNEEDHAM
Census Blockgroup5
Census Block5002
Census Tract403400

Owner

Source: Norfolk County and Needham Town records · APN M:2230004500000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 LOCUST LN, NEEDHAM, MA 02492-1013
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Deed of Trust, Mortgage · Stand Alone Refinance
VILLAGE BANK
Jun 11, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
NEEDHAM BANK
Aug 19, 2019Quit Claim Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2019 · Amount on Record
Deed SaleAug 19, 2019 · Amount on Record
Prior SaleJul 21, 2010 · Amount on Record
Deed Doc Number201972272
Deed Book / Page37071 / 494
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address97 LOCUST LN, NEEDHAM, MA 02492-1013
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040426-304
DateMar 30, 2022
Book Page40426/304
Instrument27898
Lender
NameVILLAGE BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueApr 01, 2042

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address97 LOCUST LN, NEEDHAM, MA 02492-1013
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36866-341
DateJun 11, 2019
Book Page36866/341
Instrument45722
Lender
NameNEEDHAM BANK
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term481 Months
DueJul 01, 2059
Interest
Rate TypeAdjustable Rate
Type Change DateJul 01, 2024

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateAug 19, 2019
Property Address97 LOCUST LN, NEEDHAM, MA 02492-1013
Document Number37071-494
Book / Page037071 / 000494
Instrument DateAug 06, 2019
Instrument72272
Transaction TypeTransfer
Record UpdatedSep 04, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,275.00
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 LOCUST LN NEEDHAM MA 024921013, NEEDHAM, MA 02492-1013

Mortgage

Document Number37071-497
DateAug 19, 2019
Book Page037071/000497
Instrument72273
Lender
NameBANK OF AMERICA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueAug 18, 2049

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,613.00 (-4.25%)$2,039,000 (+17.79%) Land $897,500 Building $1,141,500$1,894,015 (+5.18%)
2024$1,800,820
2023$22,572.00$1,731,000 Land $719,700 Building $1,011,300

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