Middletown City property record for 97 Liberty St, Middletown, CT 06457
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,152 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,171 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:22 L:0468 |
| Primary APN | MTWN M:22 L:0468 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 4,313 sqft |
| 1st Floor Area | 1,220 sqft |
| Attic | Attic |
| Attic Area | 868 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R12287 |
|---|---|
| Street Address | 97 LIBERTY ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-2725 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MXR |
| Legal Lot Number | 468 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 541500 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97 LIBERTY ST, MIDDLETOWN, CT 06457-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 8, 2025 | Warranty Deed, Transfer · Line of Credit A & D MORTGAGE LLC |
| Jan 29, 2018 | Quit Claim Deed, Transfer · Line of Credit FRANKLIN AMERICAN MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Sep 8, 2025 |
| Property Address | 97 LIBERTY ST, MIDDLETOWN, CT 06457-2725 |
| Document Number | 002130-763 |
| Book / Page | 2130 / 763 |
| Instrument Date | Sep 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002130766 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2130/766 |
| Name | A & D MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Jan 29, 2018 |
| Property Address | 97 LIBERTY ST, MIDDLETOWN, CT 06457-2725 |
| Document Number | 1912-898 |
| Book / Page | 1912 / 898 |
| Instrument | 3378100001 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Tax | $46.71 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 1912-899 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 1912/899 |
| Instrument | 3378110017 |
| Name | FRANKLIN AMERICAN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,171.00 (+4.9%) | $151,240 (-) Land $43,240 Building $108,000 | $287,887 (+171.93%) |
| 2025 | $151,240 (-) Land $43,240 Building $108,000 | $105,868 Land $30,268 Building $75,600 | |
| 2024 | $5,883.00 (+5.7%) | $151,240 (-) Land $43,240 Building $108,000 | |
| 2023 | $5,566.00 (+43.64%) | $151,240 (+71.73%) Land $43,240 Building $108,000 | |
| 2022 | $3,875.00 | $88,070 Land $11,120 Building $76,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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