97 Liberty Dr, Marion, NC 28752 Property Records

McDowell County property record for 97 Liberty Dr, Marion, NC 28752

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 2,031 sqft · built 2007
Lot Size1.08 acres (47,045 sqft)
OwnerIndividual Name on File
Last Sale$273,000 (Nov 2022)
Tax Bill$1,842 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1700-00-13-4640

Property Details

APN / Parcel Number

Primary APN1700-00-13-4640
Alternative APNs
  • 45367
  • 78932

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,031 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsbestos
Lot Area47,045 sqft (1.08 acres)
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number78932
Street Address97 LIBERTY DR
CityMARION
StateNC
Zip28752-5159
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description1.09 AC LT 32&33 KNOB HILL EST PB4/381
Legal SubdivisionKNOB HILL EST
Legal Lot Number32-33 33
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group3
Census Block3023
Census Tract970500

Owner

97 Liberty Dr, a rural home, is owned and occupied by an individual who bought it in November 2022.

Source: McDowell County records, as of September 29, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address97 LIBERTY DR, MARION, NC 28752-5159
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · FHA Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 28, 2022Warranty Deed, Transfer · FHA Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2022 · Amount on File
Deed SaleNov 28, 2022 · Amount on File
Prior SaleJun 8, 2007 · Amount on File
Deed Document Number0001420338
Deed Book / Page1420 / 338
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address97 LIBERTY DR, MARION, NC 28752-5159
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 LIBERTY DR, MARION, NC 28752-5159

Mortgage

Document Number0015190171
DateNov 3, 2025
Book Page1519/171
Instrument2025005469
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressALLEN, TX 75013
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateNov 28, 2022
Property Address97 LIBERTY DR, MARION, NC 28752-5159
Document Number0014200338
Book / Page1420 / 338
Map ReferenceMB 4 PG 381
Instrument DateNov 28, 2022
Instrument2022006825
Transaction TypeTransfer
Record UpdatedDec 7, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$546.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 LIBERTY DR, MARION, NC 28752-5159

Mortgage

Document Number2022006826
DateNov 28, 2022
Instrument2022006826
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address97 LIBERTY DR, MARION, NC 28752-5159
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013410323
DateFeb 16, 2021
Book Page1341/323
Instrument2021000967
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 97 Liberty Dr was $1,842.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,842.00$257,840 Land $30,000 Building $227,840
2023$1,782.00$257,840 Land $30,000 Building $227,840$257,840 Land $30,000 Building $227,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Liberty Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Liberty Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Liberty Dr

Nearby Streets

Search Property Records by Address or Parcel Number