97 Ledbetter Rd, Arden, NC 28704 Property Records

Buncombe County property record for 97 Ledbetter Rd, Arden, NC 28704 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,562 sqft · built 1972
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9644-06-5059-00000`

Property Details

APN / Parcel Number

Primary APN	`9644-06-5059-00000`
Alternative APN	`964409065003000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,562 sqft Living Area
Gross Area	3,419 sqft
1st Floor Area	2,562 sqft
Basement Area	857 sqft
Finished Basement	390 sqft
Unfinished Basement	467 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	84 sqft
Deck Area	144 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	964409065003000
Street Address	97 LEDBETTER RD
City	ARDEN
State	NC
Zip	28704-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED DATE: 10/27/1978 DEED: 1202-0575 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Lot Number	5003
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	4
Census Block	4001
Census Tract	2303

Owner

Source: Buncombe County records · APN 9644-06-5059-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	97 LEDBETTER RD, ARDEN, NC 28704-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 1978
Deed Sale	Oct 27, 1978
Deed Document Number	0001202575
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	97 LEDBETTER RD, ARDEN, NC 28704-9738
Document Number	0055461785
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 LEDBETTER RD ARDEN NC 287049738, ARDEN, NC 28704-9738

Mortgage

Document Number	0055461785
Date	May 08, 2017
Book Page	005546/001785

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,229.00 (+2.91%)	$345,900 (-4.84%)
2023	$2,166.00	$363,500	$363,500 (+5.09%) Land $84,600 Building $278,900
2021			$345,900 Land $84,600 Building $261,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210023034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.