Kershaw County property record for 97 Laurel Crossing Dr, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,910 sqft |
| Lot Size | 0.619 acres (27,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Sep 1999) |
| Tax Bill | $4,728 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 309-03-0B-020-SCX |
| Primary APN | 309-03-0B-020-SCX |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,910 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 27,004 sqft (0.619 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Porch |
| Porch Area | 50 sqft |
| Deck Area | 236 sqft |
| Account Number | 18131 |
|---|---|
| Street Address | 97 LAUREL CROSSING DR |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LAUREL CROSSING SUBDIV LOT 20 BLOCK B |
| Legal Subdivision | LAUREL CROSSING SUBDIV |
| Legal Block | B |
| Legal Lot Number | 20 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970905 |
97 Laurel Crossing Dr is owned and occupied by an individual who acquired it in July 2025.
Source: Kershaw County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 LAUREL CROSSING DR, LUGOFF, SC 29078-9188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU |
| Jan 27, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 1999 · Amount on File |
| Deed Sale | Sep 21, 1999 · Amount on File |
| Deed Book / Page | 800 / 272 |
| Last Transfer Date | Jul 23, 2025 |
| Transfer Doc | 0020256199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 97 LAUREL CROSSING DR, LUGOFF, SC 29078-9188 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020262693 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 5552/1 |
| Instrument | 2026-2693 |
| Name | MID CAROLINA CU |
|---|---|
| Type | Credit Union |
| Address | LUGOFF, SC 29078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 23, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 27, 2017 |
| Property Address | 97 LAUREL CROSSING DR, LUGOFF, SC 29078-9188 |
| Document Number | 0000000674 |
| Book / Page | 003643 / 000143 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 674 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 180 LAUREL CROSSING DR LUGOFF SC 290789194, LUGOFF, SC 29078-9194 |
The 2025 property tax bill for 97 Laurel Crossing Dr was $4,728.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,728.00 | $230,400 Land $35,000 Building $195,400 | $230,400 |
| 2023 | $4,723.00 | $230,400 Land $35,000 Building $195,400 | $230,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Laurel Crossing Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 97 Laurel Crossing Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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