Hampden County and Russell Town property record for 97 Laural Rd, Woronoco, MA 01097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,408 sqft · built 1900 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Jun 2004) |
| Tax Bill | $5,730 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | RUSS M:0032 B:0005 L:0005 |
| Primary APN | RUSS M:0032 B:0005 L:0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 2,906 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 97 LAURAL RD |
|---|---|
| City | WORONOCO |
| State | MA |
| Zip | 01097-7708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | RUSSELL MA |
| Township / Civil Division | RUSSELL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 813002 |
Source: Hampden County and Russell Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 164, WORONOCO, MA 01097-0164 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNYMAC LOAN SERVICES LLC |
| Mar 11, 2021 | Deed of Trust, Mortgage · Line of Credit BERKSHIRE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2004 · Amount on Record |
| Deed Sale | Jun 28, 2004 · Amount on Record |
| Prior Sale | Oct 29, 2003 · Amount on Record |
| Deed Document Number | 200412281 |
| Deed Book / Page | 14289 / 21 |
| Transfer Doc | 19628-246 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSSELL MA |
| Property Address | 97 LAURAL RD, WORONOCO, MA 01097-7708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025024-513 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 25024/513 |
| Instrument | 24709 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSSELL MA |
| Property Address | 97 LAURAL RD, WORONOCO, MA 01097-7708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 023755-420 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 23755/420 |
| Instrument | 16440 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Russell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Russell Town |
| Unified School District | Gateway School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,730.00 (+6.64%) | $313,100 (-) Land $65,300 Building $247,800 |
| 2024 | $5,373.00 (+8.48%) | $313,100 (+17.57%) Land $65,300 Building $247,800 |
| 2023 | $4,953.00 | $266,300 Land $65,300 Building $201,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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