97 Lakeview St, River Edge, NJ 07661 Property Records

Bergen County and River Edge Borough property record for 97 Lakeview St, River Edge, NJ 07661

Property Summary

Property TypeSingle Family Home
Details2,402 sqft · built 1942
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$1,336,000 (May 2024)
Tax Bill$31,024 (2025)
Deeds & MortgagesDec 2025 Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN52-01208-0000-00016-01

Property Details

APN / Parcel Number

Primary APN52-01208-0000-00016-01
Alternative APNs
  • 52012080000000160001
  • 018810

Interior

Stories1 Story
Building Area2,402 sqft Living Area
1st Floor Area2,402 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Construction TypeFrame
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions100 ft deep x 55 ft wide

Location & Zoning

Account Number018810
Street Address97 LAKEVIEW ST
CityRIVER EDGE
StateNJ
Zip07661-1721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description55X100 1.0LT
Legal SubdivisionCHERRY HILL/NORTH HACKENSACK S
Legal Block1208
Legal Lot Number16.01
JurisdictionBERGEN NJ
Township / Civil DivisionRIVER EDGE
Census Block Group2
Census Block2003
Census Tract48200

Owner

97 Lakeview St is owned and occupied by two individuals who bought it in May 2024.

Source: Bergen County and River Edge Borough records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address97 LAKEVIEW ST, RIVER EDGE, NJ 07661-1721
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Apr 4, 2023Deed, Transfer · Commercial Mortgage
TVC FUNDING II LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2024 · Amount on File
Deed SaleMay 23, 2024 · Amount on File
Prior SaleApr 4, 2023 · Amount on File
Deed Document Number202431112
Deed Book / Page5246 / 444
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address97 LAKEVIEW ST, RIVER EDGE, NJ 07661-1721
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 LAKEVIEW ST, RIVER EDGE, NJ 07661-1721

Mortgage

Document Number0056691254
DateDec 8, 2025
Book Page5669/1254
Instrument2025084638
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateDec 1, 2030
Change Frequency6 Months
Min Rate At Change3.75%
Max Rate At Change7.75%
IndexSOFR Average 30-Day
Margin3
Max Rate10.7%

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 4, 2023
Property Address97 LAKEVIEW ST, RIVER EDGE, NJ 07661-1721
Document Number0049660541
Book / Page4966 / 541
Instrument DateMar 3, 2023
Instrument2023023442
Transaction TypeTransfer
Record UpdatedMay 16, 2023
Title CompanyCLEAR SKIES TITLE AGENCY

Transaction

AmountAmount on Record
Tax$1,495.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 812, TRENTON, NJ

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 LAKEVIEW ST, RIVER EDGE, NJ 07661-1721

Mortgage

Document Number2023023443
DateApr 4, 2023
Instrument2023023443
Lender
NameTVC FUNDING II LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term18 Months
DueOct 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 97 Lakeview St was $31,024, up 112.6% from the year before.

Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRiver Edge Borough
Secondary School DistrictRiver Dell Regional School District (07 - 12)
Elementary School DistrictRiver Edge Borough School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,357,700 (+5.9%) Land $344,000 Building $1,013,700$1,357,700 (+5.9%) Land $344,000 Building $1,013,700
2025$31,024.00 (+112.62%)$1,282,000 Land $316,500 Building $965,500$1,282,000 Land $316,500 Building $965,500
2024$14,591.00
2023$266,500 Land $168,000 Building $98,500$266,500 Land $168,000 Building $98,500
2022$9,860.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 97 Lakeview St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Lakeview St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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