97 Lakeview Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 97 Lakeview Dr, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,296 sqft Living Area
Lot Size19,166 sqft (0.44 acres)
GarageCarport, 480 sqft
Last Sale$330,000 (2025)
Tax Bill$2,127.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-4920-000C-0210
Alternative APNs
  • 2630014920000C0210
  • 81038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,296 sqft Living Area
Gross Area2,544 sqft Gross Area
1st Floor1,044 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area19,166 sqft (0.44 acres)
Depth X Width140 ft x 119 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area480 sqft Garage
CarportCarport
Carport Area480 sqft Carport

Exterior Amenities

Shed1 Shed
Shed Area99 sqft Shed
Patio Area420 sqft Patio
Porch Area720 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address97 LAKEVIEW DR
CitySAINT CLOUD
StateFL
Zip34769-2535
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUNNYMEDE SHORES PB 1 PG 383 BLK C LOTS 21 & 22 LESS THE S 20 FT OF LOT 22
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionRUNNYMEDE SHORES
Legal Tract4920
Legal BlockC
Legal Lot Number21
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2043
Census Tract43600

Owner

Source: Osceola County records · APN 01-26-30-4920-000C-0210

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2523 FONTAINE DR, KISSIMMEE, FL 34741-7853
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2024Warranty Deed, Transfer
HOMEWARD TITLE, HOMEWARD TITLE 2 LLC
Jan 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONWIDE MORTGAGE BANKERS INC
Oct 19, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2025 · Amount on Record
Deed SaleJun 11, 2025 · Amount on Record
Prior SaleJun 18, 2024 · Amount on Record
Deed Doc Number202574151
Deed Book / Page6803 / 1255
Prior Transfer DateMay 02, 2013
Prior Transfer Doc0044390685
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 09, 2024
Property Address97 LAKEVIEW DR, SAINT CLOUD, FL 34769-2535
Document Number0065302823
Book / Page6530 / 2823
Map ReferenceMB 1 PG 383
Instrument DateJan 05, 2024
Instrument2024003030
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyHOMEWARD TITLE, HOMEWARD TITLE 2 LLC

Transaction

AmountAmount Recorded
Tax$2,525.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressNA MILFORD, MILFORD, ME 04461

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 S CAPITAL OF TEXAS HWY # 1-100, 1-100, WEST LAKE HILLS, TX 78746-6450
InvestorPossibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address97 LAKEVIEW DR, SAINT CLOUD, FL 34769-2535
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 LAKEVIEW DR, SAINT CLOUD, FL 34769-2535

Mortgage

Document Number0058641842
DateJan 05, 2021
Book Page5864/1842
Instrument2021000925
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
Address00883
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 19, 2017
Property Address97 LAKEVIEW DR, SAINT CLOUD, FL 34769-2535
Document Number0052261670
Book / Page005226 / 001670
Instrument DateOct 18, 2017
Instrument149966
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address97 LAKEVIEW DR ST CLOUD FL 347692535, ST CLOUD, FL 34769-2535

Mortgage

Document Number52261671
DateOct 19, 2017
Book Page005226/001671
Instrument149967
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 18, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,913.00 (+130.98%)$303,200 (+109.93%) Land $80,000 Building $223,200$303,200 (-8.7%) Land $80,000 Building $223,200
2024$2,127.00 (+2.41%)
2023$2,077.00 (+5.16%) Homeowner's exemption$144,426 (+3%)$332,100 (+18.9%) Land $73,800 Building $258,300
2022$1,975.00 Homeowner's exemption$140,220$279,300 Land $55,400 Building $223,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire LikelihoodAbout 1 in 305 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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