97 Lake St, Delaware, OH 43015 Property Records

Delaware County property record for 97 Lake St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,815 sqft · built 1901
Lot Size	0.201 acres (8,756 sqft)
Owner	Company Name on File
Last Sale	$180,000 (May 2022)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	May 2022 Sale Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`519-431-25-012-000`

Property Details

APN / Parcel Number

Primary APN	`519-431-25-012-000`
Alternative APN	`140833.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	2,551 sqft
1st Floor Area	1,374 sqft
Upper Floors Area	441 sqft
Basement Area	736 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	131 ft deep x 67 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	215 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	97 LAKE ST
City	DELAWARE
State	OH
Zip	43015-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1223
Legal Subdivision	LH & GV LEES ADD
Legal Lot Number	1223
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1030
Census Tract	10200

Owner

97 Lake St is owned by a company that bought it in May 2022.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	97 LAKE ST, DELAWARE, OH 43015-1819
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer SEARCH 2 CLOSE, SEARCH 2 CLOSE BOX
Feb 4, 2020	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Oct 7, 2016 · Amount on File
Deed Document Number	202214167
Deed Book / Page	1964 / 1074
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	0000030896
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	May 10, 2022
Property Address	97 LAKE ST, DELAWARE, OH 43015-1819
Document Number	0000014167
Book / Page	1964 / 1074
Map Reference	VO 2 PG 139
Instrument Date	May 6, 2022
Instrument	202200014167
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	SEARCH 2 CLOSE, SEARCH 2 CLOSE BOX

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 W CHERRY ST UNIT 201, 201, COLUMBUS, OH 43215-5447

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	97 LAKE ST, DELAWARE, OH 43015-1819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003674
Date	Feb 4, 2020
Book Page	1698/0977
Instrument	202000003674

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 3, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 97 Lake St was $2,273, up 5.1% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,273.00 (+5.13%)	$44,700 (-) Land $10,360 Building $34,340	$127,700 Land $29,600 Building $98,100
2024	$2,162.00 (-0.18%)	$44,700 (-) Land $10,360 Building $34,340
2023	$2,166.00	$44,700 Land $10,360 Building $34,340	$127,700 Land $29,600 Building $98,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 97 Lake St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 97 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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