97 Lafayette St, Fall River, MA 02723 Property Records

Bristol County and Fall River City property record for 97 Lafayette St, Fall River, MA 02723

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,147 sqft · built 1930
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0K-21 B:0000 L:0095`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0K-21 B:0000 L:0095`
Alternative APN	`M:0K=21 B:0000 L:0095`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,147 sqft Living Area
Gross Area	3,548 sqft
Basement Area	1,209 sqft
Unfinished Basement	967 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	97 LAFAYETTE ST
City	FALL RIVER
State	MA
Zip	02723-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	95
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1013
Census Tract	641600

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 LAFAYETTE ST, FALL RIVER, MA 02723-4009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 7, 2024	Quit Claim Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Apr 14, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2018	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024
Deed Sale	Feb 7, 2024
Prior Sale	Jan 26, 1995 · Amount on Record
Deed Document Number	20241631
Deed Book / Page	11461 / 143
Prior Transfer Date	Nov 30, 2023
Prior Transfer Doc	011461-143
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	97 LAFAYETTE ST, FALL RIVER, MA 02723-4009
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011986-133
Date	Feb 10, 2026
Book Page	11986/133
Instrument	1764

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Reverse Mortgage Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Feb 7, 2024
Property Address	97 LAFAYETTE ST, FALL RIVER, MA 02723-4009
Document Number	011461-143
Book / Page	11461 / 143
Instrument Date	Nov 30, 2023
Instrument	1631
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 LAFAYETTE ST, FALL RIVER, MA 02723-4009

Mortgage

Document Number	011461-148
Date	Feb 7, 2024
Book Page	11461/148
Instrument	1632

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Apr 14, 2021
Property Address	97 LAFAYETTE ST, FALL RIVER, MA 02723-4009
Document Number	10523-78
Book / Page	10523 / 78
Instrument Date	Apr 12, 2021
Instrument	8328
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 LAFAYETTE ST, FALL RIVER, MA 02723-4009

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	97 LAFAYETTE ST, FALL RIVER, MA 02723-4009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9954-75
Date	Dec 2, 2019
Book Page	9954/75
Instrument	21231

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	97 LAFAYETTE ST, FALL RIVER, MA 02723-4009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10207-14
Date	Aug 19, 2020
Book Page	10207/14
Instrument	14380

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	97 LAFAYETTE ST, FALL RIVER, MA 02723-4009
Document Number	9458-175
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9458-175
Date	Mar 7, 2018
Book Page	009458/000175
Instrument	3408

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,264.00 (+6.1%)	$372,400 (+6.46%) Land $115,300 Building $257,100	$426,645 (-4.24%)
2024	$4,019.00 (+5.43%)	$349,800 (+12.58%) Land $113,000 Building $236,800	$445,550
2023	$3,812.00	$310,700 Land $101,800 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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