97 Lachite, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 97 Lachite, Horseshoe Bay, TX 78657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,168 sqft · built 2007
Lot Size	0.226 acres (9,836 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,872 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10725-0W0-8014-0`

Property Details

APN / Parcel Number

Primary APN	`10725-0W0-8014-0`
Alternative APN	`31475`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Type	Hip
Roof Material	Metal
Lot Area	9,836 sqft (0.226 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10725-0W0-8014-0
Street Address	97 LACHITE
City	HORSESHOE BAY
State	TX
Zip	78657-6397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSESHOE BAY WEST LT W8014-A 0.220 AC
Legal Subdivision	HORSESHOE BAY WEST
Legal Lot Number	A,W8014
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1050
Census Tract	970401

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 LACHITE, HORSESHOE BAY, TX 78657-6397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit TEXAS HEALTH CU
Jan 4, 2024	Warranty Deed, Transfer CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TEXAS LLC
May 17, 2021	Warranty Deed, Transfer
Apr 5, 2019	Vendor's Lien, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024
Deed Sale	Jan 4, 2024
Prior Sale	May 17, 2021
Deed Document Number	202448
Prior Transfer Date	Apr 4, 2019
Prior Transfer Doc	0000001994
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	97 LACHITE, HORSESHOE BAY, TX 78657-6397
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002006153
Date	Sep 3, 2020
Instrument	20-06153

Lender

Name	TEXAS HEALTH CU
Type	Credit Union
Address	AUSTIN, TX 78756

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	Jan 4, 2024
Property Address	97 LACHITE, HORSESHOE BAY, TX 78657-6397
Document Number	0002400048
Map Reference	VOL 16 PG 70
Instrument Date	Dec 28, 2023
Instrument	24-00048
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 AZALEA LOOP, HORSESHOE BAY, TX 78657-6205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SKY RANCH DR, BILLINGS, MT 59106-9655

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LLANO TX
Recording Date	May 17, 2021
Property Address	97 LACHITE, HORSESHOE BAY, TX 78657-6397
Document Number	0002104610
Map Reference	VOL 16 PG 70
Instrument Date	May 14, 2021
Instrument	21-04610
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 WOODLAND PARK DR, MARBLE FALLS, TX 78654-4658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BOULER RIDGE RD, STEAMBOAT SPRINGS, CO 80487-3213

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Apr 5, 2019
Property Address	97 LACHITE, HORSESHOE BAY, TX 78657-6397
Document Number	0001901994
Map Reference	VOL 16 PG 70
Instrument Date	Apr 4, 2019
Instrument	19-01994
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	CAPITAL TITLE/TX LLC, CAPITAL TITLE OF TX

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4864, HORSESHOE BAY, TX 78657-4864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1372, MARBLE FALLS, TX 78654-1372

Mortgage

Document Number	0001901995
Date	Apr 5, 2019
Instrument	19-01995

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,872.00 (+223.42%)	$588,230 (+3.16%) Land $63,360 Building $524,870	$588,230 (+3.16%) Land $63,360 Building $524,870
2025	$2,434.00 (-60.97%) Homeowner's exemption Senior Citizen's exemption	$570,220 (+6.14%) Land $70,340 Building $499,880	$570,220 (+6.14%) Land $70,340 Building $499,880
2023	$6,237.00 Homeowner's exemption Senior Citizen's exemption	$537,230 Land $61,160 Building $476,070	$537,230 Land $61,160 Building $476,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VGI Technology Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Rise Broadband, Vyve Broadband, Zero2 Wireless.

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