97 Kinkaid Ct, Hampstead, NC 28443 Property Records

Pender County property record for 97 Kinkaid Ct, Hampstead, NC 28443

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,870 sqft · built 2017
Lot Size0.63 acres (27,443 sqft)
Owner2 Individual Names on Record
Last Sale$349,000 (Aug 2017)
Tax Bill$3,287 (2025)
Deeds & MortgagesApr 2017 Construction Loan
Jun 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN3282-62-9070-0000

Property Details

APN / Parcel Number

Primary APN3282-62-9070-0000
Alternative APNs
  • 400976716
  • 976716

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,870 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area27,443 sqft (0.63 acres)
TerrainRolling
PorchPorch
Porch Area342 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number400976716
Street Address97 KINKAID CT
CityHAMPSTEAD
StateNC
Zip28443-4403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionLT 59 PB 59/55 HAMPSTEAD LANDING
Legal SubdivisionWASHINGTON ACRES
Legal Lot Number59
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group2
Census Block2037
Census Tract920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 KINKAID CT, HAMPSTEAD, NC 28443-4403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2017Deed of Trust, Mortgage · Construction Mortgage
SELECT BANK & TRUST CO
Jun 30, 2020Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Aug 21, 2017Warranty Deed, Subdivision Related Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2017 · Amount on Record
Deed SaleAug 21, 2017 · Amount on Record
Prior SaleAug 25, 2016 · Amount on Record
Deed Document Number0017224649
Deed Book / Page1722 / 4649
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address97 KINKAID CT, HAMPSTEAD, NC 28443-4403
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046401905
DateApr 6, 2017
Book Page4640/1905
Lender
NameSELECT BANK & TRUST CO
TypeBank
AddressDUNN, NC 28335
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address97 KINKAID CT, HAMPSTEAD, NC 28443-4403
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047160712
DateJun 30, 2020
Book Page4716/712
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressWILMINGTON, NC 28404
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateAug 21, 2017
Property Address97 KINKAID CT, HAMPSTEAD, NC 28443-4403
Document Number0046491722
Book / Page004649 / 001722
Instrument DateAug 21, 2017
Instrument20027547
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 1, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$698.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address97 KINKAID CT HAMPSTEAD NC 284434403, HAMPSTEAD, NC 28443-4403

Mortgage

Document Number46491724
DateAug 21, 2017
Book Page004649/001724
Instrument20027548
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 20, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,287.00 (+13.78%)$824,452 (+146.97%) Land $71,978 Building $752,474$824,452 (+146.97%) Land $71,978 Building $752,474
2023$333,821 (-) Land $75,749 Building $258,072$333,821 (-) Land $75,749 Building $258,072
2022$2,889.00$333,821 Land $75,749 Building $258,072$333,821 Land $75,749 Building $258,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 259 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims69 (1988–2026)
Claims Outside the SFHA24 of 69
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 23 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims
  • Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 82% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

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