97 JEFFERSON ST LYNN MA 019023549, LYNN, MA 01902-3549
Mortgage
Document Number
37247-148
Date
Dec 28, 2018
Book Page
037247/000148
Instrument
1228002760
Lender
Name
PRIME LNDG
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Dec 27, 2048
November 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
LYNN MA
Recording Date
Nov 1, 2017
Property Address
97 JEFFERSON ST, LYNN, MA 01902-3549
Document Number
36302-317
Book / Page
36302 / 317
Instrument
171101004970
Transaction Type
Transfer
Record Updated
May 12, 2021
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$46.02
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
97 JEFFERSON ST, LYNN, MA 01902-3549
Mortgage
Document Number
363020320
Date
Nov 1, 2017
Instrument
36302/0320
Lender
Name
STATE FUNDING LLC
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 97 Jefferson St was $7,388, up 7.1% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
Property Jurisdictions
Type
Name
State
Massachusetts
County
Essex County
Municipality
Lynn City
Unified School District
Lynn School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$7,388.00 (+7.12%)
$713,116 (+8.87%)Land $197,300Building $515,816
$804,115
2024
$6,897.00 (-0.39%)
$655,000 (+5.48%)Land $178,100Building $476,900
2023
$6,924.00
$621,000Land $178,100Building $442,900
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 97 Jefferson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
1 (1992)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Dec 1992 · Winter Coastal Storm
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 97 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source
Surface water
Last State Inspection
Nov 2023
Lead
2 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area