97 Jake's Way, Freeport, FL 32439 Property Records

Walton County property record for 97 Jake's Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,854 sqft · built 2016
Lot Size	0.177 acres (7,725 sqft)
Owner	Individual Name on Record
Last Sale	$92,700 (Aug 2020)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-1S-19-23200-000-0500`

Property Details

APN / Parcel Number

Primary APN	`15-1S-19-23200-000-0500`
Alternative APNs	`15-119-23200-000-0500` `1022718`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,854 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,854 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,725 sqft (0.177 acres)
Lot Dimensions	104 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 JAKES WAY
City	FREEPORT
State	FL
Zip	32439-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 THE CANOPIES PB 17-33 OR 2802-3587 OR 2909-4467 OR 2967-227 OR 3018-4278 OR 3156-2183
Legal Range	019
Legal Township	01S
Legal Section	15
Legal Subdivision	THE CANOPIES
Legal Block	5
Legal Lot Number	50
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2041
Census Tract	950501

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 JAKES WAY, FREEPORT, FL 32439-3172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Aug 23, 2016 · Amount on Record
Deed Document Number	202032005
Deed Book / Page	3156 / 2183
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	0031562183
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 24, 2020
Property Address	97 JAKES WAY, FREEPORT, FL 32439-3172
Document Number	0031562183
Book / Page	3156 / 2183
Map Reference	MB 17 PG 33&33A
Instrument Date	Aug 19, 2020
Instrument	20200032005
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NAUTILUS TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$648.90
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 JAKES WAY, FREEPORT, FL 32439-3172

Mortgage

Document Number	0031562185
Date	Aug 24, 2020
Instrument	3156/2185

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (-0.74%) Homeowner's exemption	$207,973 (-39.15%)	$318,526 (-6.8%) Land $28,000 Building $290,526
2024	$2,171.00 (+3.93%)
2023	$2,089.00 (+5.51%) Homeowner's exemption	$341,778 (+11.76%) Land $24,888 Building $316,890	$341,778 (+11.76%) Land $24,888 Building $316,890
2022	$1,980.00 Homeowner's exemption	$305,813 Land $27,626 Building $278,187	$305,813 Land $27,626 Building $278,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20