Middletown City property record for 97 Jacobs Ter, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,454 sqft · built 1952 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Oct 2021) |
| Tax Bill | $7,419 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:26 L:0197 |
| Primary APN | MTWN M:26 L:0197 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,454 sqft Living Area |
| Gross Area | 3,236 sqft |
| 1st Floor Area | 1,454 sqft |
| Basement Area | 1,454 sqft |
| Unfinished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R00913 |
|---|---|
| Street Address | 97 JACOBS TER |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Lot Number | 197 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 542100 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 JACOBS TER, MIDDLETOWN, CT 06457-4128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GENEVA FINANCIAL LLC |
| Oct 22, 2021 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC |
| Oct 22, 2021 | Quit Claim Deed, Transfer · Second Mortgage (Down Payment) GENEVA FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Aug 27, 2015 · Amount on Record |
| Deed Document Number | 20213653160003 |
| Deed Book / Page | 2025 / 177 |
| Prior Transfer Date | Oct 18, 2021 |
| Prior Transfer Doc | 2025-190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 97 JACOBS TER, MIDDLETOWN, CT 06457-4128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002025-192 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 2025/192 |
| Instrument | 3653190006 |
| Name | GENEVA FINANCIAL LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Oct 22, 2021 |
| Property Address | 97 JACOBS TER, MIDDLETOWN, CT 06457-4128 |
| Document Number | 002025-177 |
| Book / Page | 2025 / 177 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 3653160003 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 JACOBS TER, MIDDLETOWN, CT 06457-4128 |
| Investor | Possibly a Property Investor |
| Document Number | 3653170010 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 3653170010 |
| Name | GENEVA FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Oct 22, 2021 |
| Property Address | 97 JACOBS TER, MIDDLETOWN, CT 06457-4128 |
| Document Number | 2025-190 |
| Book / Page | 2025 / 190 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 3653180002 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 97 JACOBS TER, MIDDLETOWN, CT 06457-4128 |
| Investor | Possibly a Property Investor |
| Document Number | 2025-192 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 2025/192 |
| Instrument | 3653190006 |
| Name | GENEVA FINANCIAL LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,419.00 (+4.88%) | $181,850 (-) Land $67,170 Building $114,680 | $362,749 (+184.97%) |
| 2025 | $181,850 (-) Land $67,170 Building $114,680 | $127,295 Land $47,019 Building $80,276 | |
| 2024 | $7,074.00 (+5.71%) | $181,850 (-) Land $67,170 Building $114,680 | |
| 2023 | $6,692.00 (+18.15%) | $181,850 (+41.26%) Land $67,170 Building $114,680 | |
| 2022 | $5,664.00 | $128,730 Land $44,790 Building $83,940 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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