Erie County and Cheektowaga Town property record for 97 Indian Rd, Buffalo, NY 14227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,610 sqft · built 1930 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2022) |
| Tax Bill | $8,363 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 143089 114.06-2-3 |
| Primary APN | 143089 114.06-2-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,181 sqft |
| Upper Floors Area | 429 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Dimensions | 783 ft deep x 183 ft wide |
| Garage Type | Detached |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 294 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 002 0729000 |
|---|---|
| Street Address | 97 INDIAN RD |
| City | BUFFALO |
| State | NY |
| Zip | 14227-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | 570' N OF ROWLEY |
| Legal Subdivision | THE HOLLAND LAND COMPANY S SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10803 |
97 Indian Rd is owned and occupied by an individual who bought it in September 2022.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 INDIAN RD, BUFFALO, NY 14227-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed, Transfer · Conventional Mortgage EVANS BANK NA |
| Sep 19, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on File |
| Deed Sale | Sep 19, 2022 · Amount on File |
| Prior Sale | Jan 3, 1996 |
| Deed Document Number | 20222022177876 |
| Deed Book / Page | 11407 / 8627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 19, 2022 |
| Property Address | 97 INDIAN RD, CHEEKTOWAGA, NY 14227-1633 |
| Document Number | 0114078627 |
| Book / Page | 11407 / 8627 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 2022177876 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 VERN LN, 80, CHEEKTOWAGA, NY 14227-1338 |
| Name | Verified Name |
|---|---|
| Address | 110 CHALEAU CT, DEPEW, NY 14043-2911 |
| Document Number | 0140680376 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 14068/376 |
| Instrument | 2022177877 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 19, 2022 |
| Property Address | 97 INDIAN RD, CHEEKTOWAGA, NY 14227-1633 |
| Document Number | 0114078625 |
| Book / Page | 11407 / 8625 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 2022177875 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 97 Indian Rd was $8,363, up 118% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,363.00 (+117.96%) | ||
| 2025 | $3,837.00 (-43.62%) | $223,000 (-) Land $59,700 Building $163,300 | $297,333 (+6.67%) Land $79,600 Building $217,733 |
| 2024 | $6,806.00 | $223,000 (-) Land $59,700 Building $163,300 | $278,750 (+13.75%) Land $74,625 Building $204,125 |
| 2023 | $223,000 Land $59,700 Building $163,300 | $245,055 Land $65,604 Building $179,451 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Indian Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1978–1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Indian Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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