Somerset County and Bernards Township property record for 97 Independence Dr, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 4,254 sqft · built 1998 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,418,000 (Dec 2021) |
| Tax Bill | $27,663 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-10202-0000-00004 |
| Primary APN | 02-10202-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,254 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 21,344 sqft (0.49 acres) |
| Old Parcel Number | 02001743100004 |
|---|---|
| Street Address | 97 INDEPENDENCE DR |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-3809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD5 |
| Legal Subdivision | HILLS SEC 12 PH 01 |
| Legal Block | 10202 |
| Legal Lot Number | 4 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 52605 |
97 Independence Dr is owned and occupied by two individuals who bought it in December 2021.
Source: Somerset County and Bernards Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 INDEPENDENCE DR, BASKING RIDGE, NJ 07920-3809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| May 18, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage IRA SVCS TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on File |
| Deed Sale | Dec 22, 2021 · Amount on File |
| Prior Sale | Sep 24, 1998 · Amount on File |
| Deed Document Number | 202173486 |
| Deed Book / Page | 7411 / 2952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Dec 22, 2021 |
| Property Address | 97 INDEPENDENCE DR, BASKING RIDGE, NJ 07920-3809 |
| Document Number | 0000073486 |
| Book / Page | 7411 / 2952 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021073486 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,632.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 MINUTEMAN CT, 15, BASKING RIDGE, NJ 07920-2978 |
| Name | Verified Name |
|---|---|
| Address | 97 INDEPENDENCE DR, BASKING RIDGE, NJ 07920-3809 |
| Document Number | 0000073487 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021073487 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 18, 2018 |
| Property Address | 97 INDEPENDENCE DR, BASKING RIDGE, NJ 07920-3809 |
| Book / Page | 007043 / 002964 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 18185 |
| Transaction Type | Construction Loan |
| Record Updated | May 28, 2018 |
| Title Company | LANDGUARD TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 97 INDEPENDENCE DR BASKING RIDGE NJ 079203809, BASKING RIDGE, NJ 07920-3809 |
| Document Number | 0000018185 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 007043/002964 |
| Instrument | 18185 |
| Name | IRA SVCS TR CO |
|---|---|
| Address | SAN CARLOS, CA 94070 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 17, 2019 |
The 2025 property tax bill for 97 Independence Dr was $27,663, up 4.9% from the year before.
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,755,300 (+7.11%) Land $494,700 Building $1,260,600 | $1,755,300 (+7.11%) Land $494,700 Building $1,260,600 | |
| 2025 | $27,663.00 (+4.92%) | $1,638,800 Land $474,700 Building $1,164,100 | $1,638,800 Land $474,700 Building $1,164,100 |
| 2024 | $26,366.00 | ||
| 2023 | $1,392,000 Land $399,700 Building $992,300 | $1,392,000 Land $399,700 Building $992,300 | |
| 2022 | $25,579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Independence Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Independence Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
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