97 Howman Ave, Hamilton, OH 45011 Property Records

Butler County property record for 97 Howman Ave, Hamilton, OH 45011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,290 sqft · built 1930
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`L5300-006-000-159`

Property Details

APN / Parcel Number

Primary APN	`L5300-006-000-159`
Alternative APNs	`0016400` `31129` `31447`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
Gross Area	1,470 sqft
1st Floor Area	450 sqft
Basement Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	105 ft deep x 30 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	97 HOWMAN AVE
City	HAMILTON
State	OH
Zip	45011-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INFL
Legal Description	665 S 30 OF E 105
Legal Subdivision	VILLAGE/NEW MIAMI
Legal Lot Number	665
Jurisdiction	BUTLER OH
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2013
Census Tract	10500

Owner

97 Howman Ave is owned and occupied by an individual.

Source: Butler County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	97 HOWMAN AVE, HAMILTON, OH 45011-5615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Recording Date	Sep 29, 2026
Property Address	97 HOWMAN AVE, HAMILTON, OH 45011-5615
Document Number	0000036631
Book / Page	10413 / 1849
Instrument Date	Sep 22, 2026
Instrument	202636631
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 HOWMAN AVE, HAMILTON, OH 45011-5615

Mortgage

Document Number	0000036631,
Date	Sep 29, 2026
Book Page	10413/1849
Instrument	202636631

Lender

Name	FAY SERVICING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 97 Howman Ave was $1,008.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	St. Clair Township
Municipality	New Miami Village
Unified School District	New Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00	$36,710 Land $2,050 Building $34,660	$104,890 Land $5,850 Building $99,040
2023	$912.00 (+22.25%) Homeowner's exemption	$36,710 (+35.11%) Land $2,050 Building $34,660	$104,890 Land $5,850 Building $99,040
2022	$746.00 Homeowner's exemption	$27,170 Land $2,050 Building $25,120
2020			$77,630 Land $5,850 Building $71,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Howman Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	21 (1983–2008)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Mar 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Howman Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW MIAMI VILLAGE PWS private · serves 3,200 people · EPA ID OH0902112
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20