97 Howells Rd, Bay Shore, NY 11706 Property Records

Suffolk County and Islip Town property record for 97 Howells Rd, Bay Shore, NY 11706

Property Summary

Property TypeSingle Family Home
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$340,000 (Apr 2023)
Deeds & MortgagesAug 2023 Refinance
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN472889 340.-2-18

Property Details

APN / Parcel Number

Primary APN472889 340.-2-18
Alternative APNs
  • 0500-340.00-02.00-018.000
  • 288934000000020180000000
  • 472800698570
  • 438050

Exterior

Lot Area4,792 sqft (0.11 acres)
Lot Width62 ft Width

Location & Zoning

Account Number438050
Street Address97 HOWELLS RD
CityBAY SHORE
StateNY
Zip11706-6405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionX2204166Y184788 T040H00000000
Legal SubdivisionMAP BAY SHORE FARMS
Legal Block0002
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1004
Census Tract147202

Owner

Source: Suffolk County and Islip Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address70 W MAIN ST, EAST ISLIP, NY 11730-2323
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
NOT AVAILABLE
Apr 3, 2023Deed, Transfer · Stand-Alone First Mortgage
COREVEST AMERICAN FINANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2023 · Amount on Record
Deed SaleApr 3, 2023 · Amount on Record
Prior SaleAug 11, 2006 · Amount on Record
Deed Book / Page13195 / 806
Prior Transfer DateAug 3, 2000
Prior Transfer Doc1207000384
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address97 HOWELLS RD, BAY SHORE, NY 11706-6405
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235270416
DateAug 10, 2023
Book Page23527/416
Lender
NameNOT AVAILABLE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueSep 1, 2052

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateApr 3, 2023
Property Address97 HOWELLS RD, BAY SHORE, NY 11706-6405
Document Number0131950806
Book / Page13195 / 806
Instrument DateAug 30, 2022
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyFIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 W MAIN ST, EAST ISLIP, NY 11730-2323

Mortgage

Document Number0023496937
DateApr 3, 2023
Instrument23496/937
Lender
NameCOREVEST AMERICAN FINANCE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictBay Shore Union Free School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$26,900 (-) Land $5,000 Building $21,900
2024$378,874 (+2.54%) Land $70,423 Building $308,451
2023$26,900 (-) Land $5,000 Building $21,900$369,505 (+13.74%) Land $68,681 Building $300,824
2022$26,900 Land $5,000 Building $21,900$324,879 Land $60,386 Building $264,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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