97 Howard Ct, Frederick, MD 21702 Property Records

Frederick County property record for 97 Howard Ct, Frederick, MD 21702 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2001
Square Footage2,415 sqft Living Area
Lot Size10,300 sqft (0.237 acres)
GarageAttached, 380 sqft
OccupancyOwner Occupied
Last Sale$395,000 (2019)
Tax Bill$8,757.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-236362
Alternative APNs
  • 2236362
  • 236362

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,415 sqft Living Area
Gross Area2,795 sqft Gross Area
1st Floor1,450 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,300 sqft (0.237 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area380 sqft Garage
Deck Area342 sqft Deck
PorchOpen Porch
Porch Area145 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageMunicipal Sewage

Location & Zoning

Account Number236362
Street Address97 HOWARD CT
CityFREDERICK
StateMD
Zip21702-6103
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 92 10,300 SQ. FT. WILLOWBROOK
Legal SubdivisionWILLOWBROOK
Legal Lot Number92
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup1
Census Block1006
Census Tract750701

Owner

Source: Frederick County records · APN 02-236362

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 HOWARD CT, FREDERICK, MD 21702-6103
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE
May 18, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jun 06, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
EMBRACE HM LOANS
May 28, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2019 · Amount on Record
Deed SaleJun 06, 2019 · Amount on Record
Prior SaleJun 21, 2016 · Amount on Record
Deed Book / Page13009 / 366
Prior Transfer DateSep 15, 2015
Prior Transfer Doc0107730214
Record RefreshedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address97 HOWARD CT, FREDERICK, MD 21702-6103
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMARYLAND TTL WORKS UNLIMITED

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 HOWARD CT, FREDERICK, MD 21702-6103

Mortgage

Document Number0141970138
DateOct 22, 2020
Book Page14197/138
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address97 HOWARD CT, FREDERICK, MD 21702-6103
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0159290236
DateMay 18, 2022
Book Page15929/236
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJun 06, 2019
Property Address97 HOWARD CT, FREDERICK, MD 21702-6103
Document Number0130090366
Book / Page013009 / 000366
Instrument DateMay 28, 2019
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$395.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address97 HOWARD CT FREDERICK MD 217026103, FREDERICK, MD 21702-6103

Mortgage

Document Number130090373
DateJun 06, 2019
Book Page013009/000373
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 05, 2049

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address97 HOWARD CT, FREDERICK, MD 21702-6103
Document Number0135400340
Instrument DateMay 28, 2019
Transaction TypeMortgage
Record UpdatedMar 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 HOWARD CT FREDERICK MD 217026103, FREDERICK, MD 21702-6103

Mortgage

Document Number0135400340
DateFeb 20, 2020
Book Page013540/000340
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 19, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$520,300 (+22.2%) Land $115,500 Building $404,800$520,300 (-) Land $115,500 Building $404,800
2024$8,757.00 (+13.11%)
2023$7,742.00$425,767$520,300 Land $115,500 Building $404,800

Nearby Properties on Howard Ct

Nearby Streets

Search Property Records by Address or Parcel Number