Strafford County and Dover City property record for 97 Horne St, Dover, NH 03820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1951 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jun 2023) |
| Tax Bill | $7,783 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:37039 B:B L |
| Primary APN | DOVR M:37039 B:B L |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 97 HORNE ST |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Block | B |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 81500 |
97 Horne St is owned and occupied by two individuals who bought it in June 2023.
Source: Strafford County and Dover City records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 HORNE ST, DOVER, NH 03820-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage |
| Jun 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD |
| Oct 13, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on File |
| Deed Sale | Jun 21, 2023 · Amount on File |
| Deed Document Number | 20237190 |
| Deed Book / Page | 5119 / 436 |
| Prior Transfer Date | Sep 29, 2021 |
| Prior Transfer Doc | 4966-158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Recording Date | Apr 15, 2026 |
| Property Address | 97 HORNE ST, DOVER, NH 03820-2626 |
| Document Number | 005346-975 |
| Book / Page | 5346 / 975 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20264723 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 97 HORNE ST, DOVER, NH 03820-2626 |
| Document Number | 0000004723, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 5346/975 |
| Instrument | 20264723 |
| Amount | Amount on Record |
|---|---|
| Term | 109 Months |
| Due | May 1, 2035 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Recording Date | Jun 21, 2023 |
| Property Address | 97 HORNE ST, DOVER, NH 03820-2626 |
| Document Number | 005119-436 |
| Book / Page | 5119 / 436 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 230007190 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 50 POINTE PL APT 408, 408, DOVER, NH 03820-4757 |
| Document Number | 0230007191 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 230007191 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Recording Date | Oct 13, 2021 |
| Property Address | 97 HORNE ST, DOVER, NH 03820-2626 |
| Document Number | 4966-158 |
| Book / Page | 4966 / 158 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 210020803 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 97 HORNE ST, DOVER, NH 03820-2626 |
The 2025 property tax bill for 97 Horne St was $7,783, up 8.3% from the year before.
Source: Strafford County and Dover City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,783.00 (+8.31%) | $395,500 (-) Land $138,800 Building $256,700 | |
| 2024 | $7,186.00 (+3.25%) | $395,500 (+6.26%) Land $138,800 Building $256,700 | $463,505 |
| 2023 | $6,960.00 (-3.25%) | $372,200 (+2.65%) Land $146,900 Building $225,300 | |
| 2022 | $7,194.00 | $362,600 Land $146,900 Building $215,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Horne St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Horne St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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