97 Hillcrest Dr, Clyde, NC 28721 Property Records

Haywood County property record for 97 Hillcrest Dr, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1980
Lot Size	0.423 acres (18,439 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Aug 2024)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8627-91-7160`

Property Details

APN / Parcel Number

Primary APN	`8627-91-7160`
Alternative APNs	`253021` `284990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Heated Area
Gross Area	1,368 sqft
1st Floor Area	1,056 sqft
Basement Area	1,028 sqft
Finished Basement	1,028 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	18,439 sqft (0.423 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	284990
Street Address	97 HILLCREST DR
City	CLYDE
State	NC
Zip	28721-8444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1A
Legal Description	#5 ROBERT LEDFORD
Legal Subdivision	ROBERT LEDFORD
Legal Unit	5
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	4
Census Block	4013
Census Tract	920502

Owner

97 Hillcrest Dr is owned and occupied by an individual who bought it in August 2024.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	97 HILLCREST DR, CLYDE, NC 28721-8444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Aug 20, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on File
Deed Sale	Aug 29, 2024 · Amount on File
Prior Sale	Aug 20, 2018 · Amount on File
Deed Document Number	20247094
Deed Book / Page	1113 / 2165
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	97 HILLCREST DR, CLYDE, NC 28721-8444
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010411451
Date	Sep 9, 2021
Book Page	1041/1451
Instrument	2021011135

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 20, 2018
Property Address	97 HILLCREST DR, CLYDE, NC 28721-8444
Document Number	0009572008
Book / Page	957 / 2008
Map Reference	CAB A SL61-B
Instrument Date	Aug 9, 2018
Instrument	2018007374
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 720, CLYDE, NC 28721-0720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 HUECREST DR, CLYDE, NC 28721

Mortgage

Document Number	2018007375
Date	Aug 20, 2018
Instrument	2018007375

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 97 Hillcrest Dr was $1,615.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,200 (-) Land $21,300 Building $172,900
2025	$1,615.00	$194,200 Land $21,300 Building $172,900	$194,200 Land $21,300 Building $172,900
2023		$194,200 Land $21,300 Building $172,900	$194,200 Land $21,300 Building $172,900
2021			$194,200 Land $21,300 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Hillcrest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Hillcrest Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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