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97 High Cliffs Trl, Black Mountain, NC 28711 Property Records

Buncombe County property record for 97 High Cliffs Trl, Black Mountain, NC 28711

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 2,473 sqft · built 2023
Lot Size10.6 acres (464,785 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Oct 2020)
Tax Bill$6,454 (2025)
Deeds & MortgagesNov 2022 Mortgage
Oct 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0646-24-6792-00000

Property Details

APN / Parcel Number

Primary APN0646-24-6792-00000
Alternative APN
  • 064600246682000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,473 sqft Living Area
Basement Area2,473 sqft
Finished Basement2,473 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Architectural StyleModular
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area464,785 sqft (10.6 acres)
Garage TypeBasement
PorchOpen Porch
Deck Area302 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number064600246682000
Street Address97 HIGH CLIFFS TRL
CityBLACK MOUNTAIN
StateNC
Zip28711
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeDEED DATE:10/12/2020 DEED
Legal DescriptionDEED DATE:10/12/2020 DEED:5961-0887 SUBDIV:HIGH CLIFFS AT ROUND MOUNTAIN LOT:34 PLAT:0102-012A
Legal SubdivisionHIGH CLIFFS AT ROUND MOUNTAIN
Legal Lot Number34
JurisdictionBUNCOMBE NC
Township / Civil DivisionBROAD RIVER
Census Block Group1
Census Block1019
Census Tract3205

Owner

97 High Cliffs Trl, a residential property, is owned by two individuals who bought it in October 2020.

Source: Buncombe County records, as of September 24, 2025

Owner of Record2 Individual Names on File
Mailing Address7218 NW 63RD WAY, PARKLAND, FL 33067-1464
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
INTERCOASTAL MORTGAGE
Oct 12, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Oct 2, 2020Correction Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2020 · Amount on File
Deed SaleOct 12, 2020 · Amount on File
Prior SaleJan 13, 2006 · Amount on File
Deed Document Number0005961887
Deed Book / Page5961 / 887
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property AddressHIGH CLIFFS TRL, BLACK MOUNTAIN, NC 28711
Transaction TypeMortgage
Record UpdatedSep 29, 2023
Title CompanyTRIO ABSTRACT INC., TRITON ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062780386
DateNov 23, 2022
Book Page6278/386
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term13 Months
DueDec 1, 2023

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateOct 12, 2020
Property AddressHIGH CLIFFS TRL, BLACK MOUNTAIN, NC 28711
Document Number0059610887
Book / Page005961 / 000887
Instrument DateOct 12, 2020
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7218 NW 63RD WAY PARKLAND FL 330671464, PARKLAND, FL 33067-1464

October 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionBUNCOMBE NC
Recording DateOct 2, 2020
Property AddressHIGH CLIFFS TRL, BLACK MOUNTAIN, NC 28711
Document Number0059561986
Book / Page005956 / 001986
Instrument DateOct 1, 2020
Record UpdatedOct 12, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1 CUNNINGHAM PT CUMMING GA 300407831, CUMMING, GA 30040-7831

Tax Assessment & Valuation

The 2025 property tax bill for 97 High Cliffs Trl was $6,454.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,454.00$913,400
2023$1,203.00$182,900$182,900 Land $182,900
2021$913,400 Land $182,900 Building $730,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 High Cliffs Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2004–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 High Cliffs Trl is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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