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97 Harvard Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 97 Harvard Rd, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,334 sqft · built 1913
Lot Size0.28 acres (12,197 sqft)
Owner2 Company Names on File
Tax Bill$4,520 (2025)
Deeds & MortgagesFeb 2023 Transfer
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNLANC M:034.0 B:0000 L:0110.0

Property Details

APN / Parcel Number

Primary APNLANC M:034.0 B:0000 L:0110.0

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,334 sqft Living Area
Gross Area1,301 sqft
1st Floor Area698 sqft
Basement Area644 sqft
Unfinished Basement644 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address97 HARVARD RD
CityLANCASTER
StateMA
Zip01523-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number110.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1018
Census Tract713100

Owner

Source: Worcester County and Lancaster Town assessment roll, APN LANC M:034.0 B:0000 L:0110.0, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 133, LANCASTER, MA 01523-0133
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 22, 2020Deed of Trust, Mortgage · Line of Credit
LEOMINSTER CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 13, 2022
Transfer Doc068808-196
Record UpdatedSep 20, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateFeb 07, 2023
Property Address97 HARVARD RD, LANCASTER, MA 01523-2617
Document Number068808-196
Book / Page68808 / 196
Instrument DateDec 13, 2022
Instrument11496
Transaction TypeTransfer
Record UpdatedFeb 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 HARVARD RD, LANCASTER, MA 01523-2617

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address97 HARVARD RD, LANCASTER, MA 01523-2617
Document Number62878-294
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 HARVARD RD LANCASTER MA 015232617, LANCASTER, MA 01523-2617

Mortgage

Document Number62878-294
DateJul 27, 2020
Book Page062878/000294
Instrument81101
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 26, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,520.00 (+6.33%)$279,700 (+13.1%) Land $100,800 Building $178,900$453,245 (-13.62%)
2024$524,685
2023$4,251.00$247,300 Land $85,300 Building $162,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 77 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2147000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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