Suffolk County and Smithtown Town property record for 97 Harvard Ave, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (Dec 2010) |
| Tax Bill | $18,508 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 101.-4-49.5 |
| Primary APN | 473489 101.-4-49.5 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Street Address | 97 HARVARD AVE |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-723076.2 TC-70 SMITHTOWN LAWNS *175 LOT 346 & P/LOT 341 TO 34 |
| Legal Block | 4 |
| Legal Lot Number | 49 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 134909 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97 HARVARD AVE, SMITHTOWN, NY 11787-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2010 · Amount on Record |
| Deed Sale | Dec 21, 2010 · Amount on Record |
| Prior Sale | Apr 13, 2010 · Amount on Record |
| Deed Book / Page | 12646 / 622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 18, 2026 |
| Property Address | 97 HARVARD AVE, SMITHTOWN, NY 11787-3410 |
| Document Number | 2373000866 |
| Book / Page | 23732 / 866 |
| Instrument Date | Apr 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 97 HARVARD AVE, SMITHTOWN, NY 11787-3410 |
| Investor | Possibly a Property Investor |
| Document Number | 2373000866, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 23732/866 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,525 (-9.38%) Land $200 Building $6,325 | $815,625 (+9,755.3%) Land $25,000 Building $790,625 | |
| 2024 | $18,508.00 | ||
| 2023 | $7,200 Land $200 Building $7,000 | $8,276 Land $230 Building $8,046 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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