97 Harrison Ave, Charleston, IL 61920 Property Records

Coles County property record for 97 Harrison Ave, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1947
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$131,500 (Jun 2021)
Tax Bill	$3,868 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1-05276-001`

Property Details

APN / Parcel Number

Primary APN	`02-1-05276-001`

Interior

Stories	1 Story
Building Area	1,064 sqft Base Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	152 ft deep x 95 ft wide
Garage Type	Detached

Location & Zoning

Street Address	97 HARRISON AVE
City	CHARLESTON
State	IL
Zip	61920-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKFORD HEIGHTS PART OF LOT 2 & ALL OF LOT 6 SE 1/4 SEC 10 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	10
Legal Subdivision	BLACKFORD HEIGHTS
Legal Lot Number	2,6
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	4
Census Block	4042
Census Tract	500

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 HARRISON AVE, CHARLESTON, IL 61920-2151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA
May 1, 2017	Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	2021795300
Prior Transfer Date	May 21, 2009
Prior Transfer Doc	0000736954
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 15, 2021
Property Address	97 HARRISON AVE, CHARLESTON, IL 61920-2151
Document Number	202100795300
Instrument Date	Jun 14, 2021
Instrument	202100795300
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 HARRISON AVE, CHARLESTON, IL 61920-2151

Mortgage

Document Number	202100795301
Date	Jun 15, 2021
Instrument	202100795301

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	May 1, 2017
Property Address	97 HARRISON AVE, CHARLESTON, IL 61920-2151
Document Number	201700769968
Instrument Date	May 1, 2017
Instrument	201700769968
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 HARRISON AVE, CHARLESTON, IL 61920-2151

Mortgage

Document Number	201700769969
Date	May 1, 2017
Instrument	201700769969

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,868.00 (+34.31%)	$53,120 (+20.67%) Land $9,568 Building $43,552	$159,360 (+20.67%) Land $28,704 Building $130,656
2023		$44,021 Land $7,929 Building $36,092	$132,063 Land $23,787 Building $108,276
2020	$2,880.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017–2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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