McDowell County property record for 97 Harmony Dr, Nebo, NC 28761
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2020 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,000 (Sep 2025) |
| Tax Bill | $842 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1731-00-92-8628 |
| Primary APN | 1731-00-92-8628 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,376 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80410 |
|---|---|
| Street Address | 97 HARMONY DR |
| City | NEBO |
| State | NC |
| Zip | 28761-4749 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 0.22 AC LT 7 HARMONY EST PB4/368 |
| Legal Subdivision | HARMONY EST |
| Legal Lot Number | 7 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | DYSARTSVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970904 |
Source: McDowell County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97 HARMONY DR, NEBO, NC 28761-4749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Deed Document Number | 20254308 |
| Deed Book / Page | 1512 / 876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 3, 2025 |
| Property Address | 97 HARMONY DR, NEBO, NC 28761-4749 |
| Document Number | 0015120876 |
| Book / Page | 1512 / 876 |
| Map Reference | MB 4 PG 368 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 2025004308 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 ALCOA TRL, MARYVILLE, TN 37804-5516 |
| Name | Verified Name |
|---|---|
| Address | 97 HARMONY DR, NEBO, NC 28761-4749 |
| Document Number | 2025004309 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2025004309 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $842.00 (+1,195.38%) | $124,270 (+1,142.7%) Land $10,000 Building $114,270 | |
| 2023 | $65.00 | $10,000 Land $10,000 | $124,270 Land $10,000 Building $114,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARMONY ESTATES S/D private · serves 100 people · EPA ID NC0156136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Skyrunner, Verizon.
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